12604 Bay Arbor Pl, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12604 Bay Arbor Pl, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 1997
Lot Size0.144 acres (6,307 sqft)
OwnerOwner Name on Record
Tax Bill$2,219 (2025)
Flood ZoneZone X (minimal risk)
APN21293700290000

Property Details

APN / Parcel Number

Primary APN21293700290000
Alternative APNs
  • 293700290000
  • 08412047

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,482 sqft Finished Area
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,307 sqft (0.144 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number08412047
Street Address12604 BAY ARBOR PL
CityCOLDSTREAM
StateKY
Zip40245-6453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 29 BAY TREE SUBDIVISION SEC 1B, PB.42, PG.89, 0.1448 AC +/-
Legal SubdivisionBAY TREE SUBDIVISION
Legal TractEE
Legal Lot Number29
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2004
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4016 SPRING MILL PL, LOUISVILLE, KY 40245-7474

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 21, 2014
Transfer Doc0103150188
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,219.00 (-3.61%)$198,840 (-) Land $28,200 Building $170,640
2024$198,840 (-) Land $28,200 Building $170,640
2023$2,302.00 (-0.35%)$198,840 (-) Land $28,200 Building $170,640$198,840 (-) Land $28,200 Building $170,640
2022$2,310.00$198,840 Land $28,200 Building $170,640$198,840 Land $28,200 Building $170,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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