12603 Grey Fox Cir, Laredo, TX 78045 Property Records

Webb County property record for 12603 Grey Fox Cir, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,799 sqft · built 2000
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$139,300 (Oct 2017)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`984-10002-020`

Property Details

APN / Parcel Number

Primary APN	`984-10002-020`
Alternative APN	`240797`

Interior

Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft

Location & Zoning

Street Address	12603 GREY FOX CIR
City	LAREDO
State	TX
Zip	78045-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK 2 WOLF CREEK
Legal Subdivision	WOLF CREEK I
Legal Block	2
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2016
Census Tract	1711

Owner

12603 Grey Fox Cir is owned and occupied by two individuals who bought it in October 2017.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12603 GREY FOX CIR, LAREDO, TX 78045-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 13, 2017	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Deed Document Number	20171310535
Deed Book / Page	4313 / 594
Prior Transfer Date	Oct 11, 2017
Prior Transfer Doc	004313/594
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	12603 GREY FOX CIR, LAREDO, TX 78045-4113
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12603 GREY FOX CIR, LAREDO, TX 78045-4113

Mortgage

Document Number	005059/745
Date	Jul 7, 2021
Book Page	5059/745
Instrument	1434635

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Nov 1, 2047

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 13, 2017
Property Address	12603 GREY FOX CIR, LAREDO, TX 78045-4113
Document Number	004313/594
Book / Page	4313 / 594
Map Reference	VOL 17 PG 58
Instrument Date	Oct 11, 2017
Instrument	1310535
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12603 GREY FOX CIR, LAREDO, TX 78045-4113

Mortgage

Document Number	0001310516
Date	Oct 13, 2017
Instrument	1310516

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12603 Grey Fox Cir was $1,245, down 13.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,378 (-0.71%) Land $69,333 Building $175,045	$244,378 (-0.71%) Land $69,333 Building $175,045
2025	$1,245.00 (-13.78%)	$246,134 Land $69,333 Building $176,801	$246,134 Land $69,333 Building $176,801
2024	$1,444.00
2023		$191,906 Land $46,101 Building $145,805	$191,906 Land $46,101 Building $145,805
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12603 Grey Fox Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2006–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12603 Grey Fox Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smartcom Telephone.

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