12609 Grey Fox Cir, Laredo, TX 78045 Property Records

Webb County property record for 12609 Grey Fox Cir, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,478 sqft · built 2000
Lot Size0.121 acres (5,282 sqft)
Owner2 Individual Names on Record
Tax Bill$909 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN984-10002-050

Property Details

APN / Parcel Number

Primary APN984-10002-050
Alternative APN
  • 240800

Interior

Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,478 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,282 sqft (0.121 acres)
PorchOpen Porch
Porch Area140 sqft

Location & Zoning

Street Address12609 GREY FOX CIR
CityLAREDO
StateTX
Zip78045-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 5 BLK 2 WOLF CREEK
Legal SubdivisionWOLF CREEK I
Legal Block2
Legal Lot Number5
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2016
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12609 GREY FOX CIR, LAREDO, TX 78045-4113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address12609 GREY FOX CIR, LAREDO, TX 78045-4113
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005228/628
DateMar 8, 2022
Book Page5228/628
Instrument1460579
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 3, 2042

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,653 (+1%)$200,000 (+2.35%) Land $61,324 Building $138,676
2025$909.00 (-11.23%) Homeowner's exemption$179,685 (+9.81%)$195,417 (+19.42%)
2024$1,024.00 (+11.91%)
2023$163,636 Land $40,777 Building $122,859$163,636 Land $40,777 Building $122,859
2022$915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2006–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimFeb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Smartcom Telephone.

Nearby Properties on Grey Fox Cir

Nearby Streets

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