Chesterfield County property record for 12601 Mill Lock Ter, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1991 |
| Lot Size | 0.513 acres (22,346 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,897 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 01610050000A023 |
| Primary APN | 01610050000A023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Finished Area |
| 1st Floor Area | 70 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 22,346 sqft (0.513 acres) |
| View / Lot | Cul-de-sac |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 368 sqft |
| Patio Area | 368 sqft |
| Balcony Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 252193001 |
|---|---|
| Street Address | 12601 MILL LOCK TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-2863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | MILLSTONE CREEK L 23 BK A |
| Legal Subdivision | MILLSTONE CREEK |
| Legal Block | A |
| Legal Lot Number | 23 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 100915 |
12601 Mill Lock Ter is owned and occupied by an individual who acquired it in May 2002.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12601 MILL LOCK TER, MIDLOTHIAN, VA 23113-2863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2002 |
| Deed Sale | May 28, 2002 |
| Prior Sale | May 22, 2001 |
| Deed Book / Page | 4541 / 541 |
| Transfer Doc | 4095000237 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12601 Mill Lock Ter was $2,897.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,897.00 | $322,700 (+3.2%) Land $80,000 Building $242,700 | $322,700 (+3.2%) Land $80,000 Building $242,700 |
| 2025 | $312,700 Land $70,000 Building $242,700 | $312,700 Land $70,000 Building $242,700 | |
| 2023 | $2,488.00 | $270,700 Land $65,000 Building $205,700 | $270,700 Land $65,000 Building $205,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12601 Mill Lock Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12601 Mill Lock Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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