12607 Mill Lock Ter, Midlothian, VA 23113 Property Records

Chesterfield County property record for 12607 Mill Lock Ter, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1988
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Aug 2021)
Tax Bill	$3,460 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01610050000A020`

Property Details

APN / Parcel Number

Primary APN	`01610050000A020`
Alternative APNs	`734-70-81-83-500-000` `428479000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,655 sqft Finished Area
1st Floor Area	268 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	9,060 sqft (0.208 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Storage Building	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	428479000
Street Address	12607 MILL LOCK TER
City	MIDLOTHIAN
State	VA
Zip	23113-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	MILLSTONE CREEK L 20 BK A
Legal Subdivision	MILLSTONE CREEK
Legal Block	A
Legal Lot Number	20
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1010
Census Tract	100915

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12607 MILL LOCK TER, MIDLOTHIAN, VA 23113-2863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	May 8, 2014 · Amount on Record
Deed Document Number	202149964
Deed Book / Page	13553 / 568
Last Transfer Date	Oct 3, 2024
Transfer Doc	014720-589
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 3, 2021
Property Address	12607 MILL LOCK TER, MIDLOTHIAN, VA 23113-2863
Document Number	13553-568
Book / Page	13553 / 568
Instrument Date	Jul 15, 2021
Instrument	2021049964
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12607 MILL LOCK TER, MIDLOTHIAN, VA 23113-2863

Mortgage

Document Number	2021049965
Date	Aug 3, 2021
Instrument	2021049965

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,460.00 (+2.64%)	$386,000 (+2.66%) Land $80,000 Building $306,000	$386,000 (+2.66%) Land $80,000 Building $306,000
2025	$3,371.00 (+14.78%)	$376,000 (+17.46%) Land $70,000 Building $306,000	$376,000 (+17.46%) Land $70,000 Building $306,000
2023	$2,937.00	$320,100 Land $65,000 Building $255,100	$320,100 Land $65,000 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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