12601 Denley Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12601 Denley Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 910 sqft · built 1949
Lot Size	0.163 acres (7,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,000 (Apr 2017)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01193850`

Property Details

APN / Parcel Number

Primary APN	`13-01193850`
Alternative APN	`01193850`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	1,158 sqft
1st Floor Area	910 sqft
Attic	Attic
Attic Area	300 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,114 sqft (0.163 acres)
Garage Type	Attached
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01193850
Street Address	12601 DENLEY RD
City	SILVER SPRING
State	MD
Zip	20906-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILLS
Legal Subdivision	GLENMONT HILLS
Legal Block	F
Legal Lot Number	22
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3001
Census Tract	703403

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12601 DENLEY RD, SILVER SPRING, MD 20906-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Apr 5, 2017	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Book / Page	54078 / 301
Transfer Doc	0000274729
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12601 DENLEY RD, SILVER SPRING, MD 20906-3809
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12601 DENLEY RD, SILVER SPRING, MD 20906-3809

Mortgage

Document Number	0612170245
Date	Dec 1, 2020
Book Page	61217/245

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 5, 2017
Property Address	12601 DENLEY RD, SILVER SPRING, MD 20906-3809
Document Number	0540780301
Book / Page	54078 / 301
Map Reference	MB35 PL2376
Instrument Date	Mar 6, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATLAS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12601 DEAN RD, SILVER SPRING, MD 20906-4113

Mortgage

Document Number	0054078310
Date	Apr 5, 2017
Instrument	54078/310

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,600 (+2.22%)	$408,600 (+6.66%) Land $175,300 Building $233,300
2025	$5,228.00 (+43.9%)	$383,100 (+9.59%) Land $175,300 Building $207,800	$383,100 (-) Land $175,300 Building $207,800
2023		$349,567	$383,100 Land $175,300 Building $207,800
2022	$3,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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