12511 Denley Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12511 Denley Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,270 sqft · built 1949
Lot Size	0.175 acres (7,614 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2015)
Tax Bill	$4,435 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01193198`

Property Details

APN / Parcel Number

Primary APN	`13-01193198`
Alternative APN	`01193198`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,614 sqft (0.175 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01193198
Street Address	12511 DENLEY RD
City	SILVER SPRING
State	MD
Zip	20906-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILLS
Legal Subdivision	GLENMONT HILLS
Legal Block	2
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3007
Census Tract	703403

Owner

12511 Denley Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12511 DENLEY RD, SILVER SPRING, MD 20906-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2015 · Amount on File
Deed Sale	May 20, 2015 · Amount on File
Deed Book / Page	50326 / 334
Last Transfer Date	Mar 9, 2022
Transfer Doc	0659770422
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 30, 2022
Property Address	12511 DENLEY RD, SILVER SPRING, MD 20906-3807
Document Number	0659770422
Book / Page	65977 / 422
Map Reference	MB 36 PL 2433
Instrument Date	Mar 9, 2022
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12511 DENLEY RD, SILVER SPRING, MD 20906-3807

Mortgage

Document Number	0065977428
Date	Jun 30, 2022
Instrument	65977/428

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12511 DENLEY RD, SILVER SPRING, MD 20906-3807
Document Number	0595820326
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	BLUE NOTE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12511 DENLEY RD SILVER SPRING MD 209063807, SILVER SPRING, MD 20906-3807

Mortgage

Document Number	0595820326
Date	May 13, 2020
Book Page	059582/000326

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 18, 2018
Property Address	12511 DENLEY RD, SILVER SPRING, MD 20906-3807
Document Number	0566200367
Book / Page	56620 / 367
Map Reference	MB36 PL2433
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BLUE NOTE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12511 DENLEY RD, SILVER SPRING, MD 20906-3807
Investor	Possibly a Property Investor

Mortgage

Document Number	0056620371
Date	Sep 18, 2018
Instrument	56620/371

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12511 Denley Rd was $4,435, down 6.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,933 (+7.92%)	$463,200 (+23.75%) Land $177,100 Building $286,100
2025	$4,435.00 (-6.38%)	$374,300 Land $177,100 Building $197,200	$374,300 Land $177,100 Building $197,200
2024	$4,737.00
2023		$321,700	$374,300 Land $177,100 Building $197,200
2022	$3,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12511 Denley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12511 Denley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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