12600 Hwy 84 E, Zephyr, TX 76890 Property Records

Brown County property record for 12600 Hwy 84 E, Zephyr, TX 76890

Property Summary

Property Type	Single Family Home
Details	1,216 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$57,900 (Nov 2010)
Tax Bill	$1,249 (2026)
Deeds & Mortgages	Jan 2020 Loan Modification Jan 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`A0207-0002-01`

Property Details

APN / Parcel Number

Primary APN	`A0207-0002-01`
Alternative APN	`20017596`

Interior

Building Area	1,216 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	240 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0207-0002-01
Street Address	12600 HIGHWAY 84 E
City	ZEPHYR
State	TX
Zip	76890-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES B CHAMBERS, SURVEY 828, ABSTRACT 207, ACRES 1.0, MH LABEL # NTA1897257
Legal Subdivision	JAMES B CHAMBERS SURVEY 828 ABSTRACT
Jurisdiction	BROWN TX
Township / Civil Division	BLANKET
Census Block Group	1
Census Block	1105
Census Tract	950300

Owner

12600 Hwy 84 E is owned and occupied by two individuals who bought it in November 2010.

Source: Brown County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12600 HIGHWAY 84 E, ZEPHYR, TX 76890-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Loan Modification, Mortgage TWENTYFIRST MTG
Jan 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage TWENTYFIRST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2010 · Amount on File
Deed Sale	Nov 2, 2010 · Amount on File
Deed Document Number	20106378
Deed Book / Page	1795 / 487
Record Updated	Oct 29, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROWN TX
Property Address	12600 HIGHWAY 84 E, ZEPHYR, TX 76890-3741
Document Number	0000000720
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0000000720
Date	Feb 5, 2020
Instrument	720

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount on Record

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BROWN TX
Recording Date	Jan 17, 2020
Property Address	12600 HIGHWAY 84 E, ZEPHYR, TX 76890-3741
Document Number	0000000294
Instrument Date	Jan 3, 2020
Instrument	294
Transaction Type	Construction Loan
Record Updated	Mar 9, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12600 HIGHWAY 84 E ZEPHYR TX 768903741, ZEPHYR, TX 76890-3741

Mortgage

Document Number	0000000294
Date	Jan 17, 2020
Instrument	294

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	276 Months
Due	Jan 16, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 12600 Hwy 84 E was $1,249 with a homeowner's exemption, up 185.8% from the year before.

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Unified School District	Zephyr Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,249.00 (+185.81%) Homeowner's exemption	$91,130 (+2.65%) Land $23,500 Building $67,630	$91,130 (+2.65%) Land $23,500 Building $67,630
2025	$437.00 Homeowner's exemption	$88,780 Land $23,000 Building $65,780	$88,780 Land $23,000 Building $65,780
2023		$81,750 Land $19,790 Building $61,960	$81,750 Land $19,790 Building $61,960
2022	$839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12600 Hwy 84 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12600 Hwy 84 E is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEPHYR WSC serves 7,575 people · EPA ID TX0250019
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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