1260 W Clower St, Bartow, FL 33830 Property Records

Polk County property record for 1260 W Clower St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1961
Lot Size	0.278 acres (12,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,000 (Apr 1998)
Tax Bill	$767 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-07-397500-001840`

Property Details

APN / Parcel Number

Primary APN	`25-30-07-397500-001840`
Alternative APNs	`073025397500001840` `73025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Living Area
Gross Area	1,301 sqft
1st Floor Area	1,301 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,101 sqft (0.278 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	360 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	619 sqft
Utility Building	35 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1260 W CLOWER ST
City	BARTOW
State	FL
Zip	33830-6807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAWNDALE SUB PB 6 PG 39 LOTS 184 TO 186
Legal Range	25E
Legal Township	30S
Legal Section	07
Legal Subdivision	LAWNDALE SUBDIVISION
Legal Tract	397500
Legal Block	2
Legal Lot Number	184-1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2028
Census Tract	15101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1260 W CLOWER ST, BARTOW, FL 33830-6807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Quit Claim Deed, Transfer AMERIFIRST FIN'L CORP
Feb 14, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L CORP
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 1998 · Amount on Record
Deed Sale	Apr 8, 1998 · Amount on Record
Deed Book / Page	4004 / 2106
Last Transfer Date	Dec 29, 2020
Transfer Doc	0000003104
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jan 6, 2021
Property Address	1260 W CLOWER ST, BARTOW, FL 33830-6807
Document Number	0115262119
Book / Page	011526 / 002119
Instrument Date	Dec 29, 2020
Instrument	3104
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	LAKELAND TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1260 W CLOWER ST BARTOW FL 338306807, BARTOW, FL 33830-6807

Mortgage

Document Number	115262121
Date	Jan 6, 2021
Book Page	011526/002121
Instrument	3105

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1260 W CLOWER ST, BARTOW, FL 33830-6807
Document Number	0111480130
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1260 W CLOWER ST BARTOW FL 338306807, BARTOW, FL 33830-6807

Mortgage

Document Number	0111480130
Date	Feb 20, 2020
Book Page	011148/000130
Instrument	39636

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 6, 2018
Property Address	1260 W CLOWER ST, BARTOW, FL 33830-6807
Document Number	0106041738
Book / Page	010604 / 001738
Instrument Date	Sep 4, 2018
Instrument	190113
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1260 W GLOWER ST BARTOW FL 33830, BARTOW, FL 33830

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,706 (+2.7%)	$256,635 (+1.47%) Land $27,624 Building $229,011
2025	$767.00 (-25.53%) Homeowner's exemption	$85,400 (+5.99%)	$252,919 (-1.41%) Land $27,624 Building $225,295
2023	$1,030.00 (+22.04%) Homeowner's exemption	$80,576 (+3%)	$256,548 (+27.86%) Land $26,519 Building $230,029
2022	$844.00 Homeowner's exemption	$78,229	$200,645 Land $22,099 Building $178,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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