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1220 W Clower St, Bartow, FL 33830 Property Records

Polk County property record for 1220 W Clower St, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,416 sqft · built 1963
Lot Size0.206 acres (8,965 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Mar 2019)
Tax Bill$2,047 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-07-397500-001871

Property Details

APN / Parcel Number

Primary APN25-30-07-397500-001871
Alternative APNs
  • 073025397500001871
  • 73025000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,416 sqft Living Area
Gross Area1,200 sqft
1st Floor Area1,200 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,965 sqft (0.206 acres)
View / LotCommercial/Industrial
Garage TypeCarport
CarportCarport
PorchEnclosed/Unfinished Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1220 W CLOWER ST
CityBARTOW
StateFL
Zip33830-6807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAWNDALE SUB PB 6 PG 39 LOTS 187 S 100 FT & S 100 FT OF 188 & S 100 FT OF 189
Legal Range25E
Legal Township30S
Legal Section07
Legal SubdivisionLAWNDALE SUBDIVISION
Legal Tract397500
Legal Block2
Legal Lot Number187
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2028
Census Tract15101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1220 W CLOWER ST, BARTOW, FL 33830-6807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Mar 5, 2019Warranty Deed, Transfer · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2019 · Amount on Record
Deed SaleMar 5, 2019 · Amount on Record
Prior SaleFeb 23, 2016 · Amount on Record
Deed Document Number201943640
Deed Book / Page10767 / 2039
Prior Transfer DateNov 14, 2007
Prior Transfer Doc0074800081
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1220 W CLOWER ST, BARTOW, FL 33830-6807
Document Number0113170128
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 W CLOWER ST BARTOW FL 338306807, BARTOW, FL 33830-6807

Mortgage

Document Number0113170128
DateJul 30, 2020
Book Page011317/000128
Instrument153573
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 5, 2019
Property Address1220 W CLOWER ST, BARTOW, FL 33830-6807
Document Number0107672039
Book / Page010767 / 002039
Instrument DateFeb 28, 2019
Instrument43640
Transaction TypeTransfer
Record UpdatedMar 18, 2019
Title CompanyEASY TITLE COMPANY LLC, EASY TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,134.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 W CLOWER ST BARTOW FL 338306807, BARTOW, FL 33830-6807

Mortgage

Document Number107672041
DateMar 5, 2019
Book Page010767/002041
Instrument43641
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 4, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,878 (+2.7%)$212,136 (-5.61%) Land $22,407 Building $189,729
2025$2,047.00 (-9.02%) Homeowner's exemption$155,675 (+5.99%)$224,741 (-3.91%) Land $22,407 Building $202,334
2023$2,250.00 (+14.39%) Homeowner's exemption$146,882 (+1.91%)$233,885 (+24.21%) Land $21,511 Building $212,374
2022$1,967.00 Homeowner's exemption$144,135$188,303 Land $17,926 Building $170,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, T-Mobile.

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