Delta County property record for 1260 E 16th St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,813 sqft · built 1946 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Aug 2021) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R013324 |
| Primary APN | R013324 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,813 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R013324 |
|---|---|
| Street Address | 1260 E 16TH ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1260 E 16TH ST DELTA 81416 S: 30 T: 15S R: 95W SUBDIVISION: RURAL AREA TOTAL AC 2.40+- SEC 30 T15S R95W 6PM PT OF NW4NE4 SEC 30 BEG PT FR WH N4 COR SEC 30 BRS W518.9 TH S40,TO TRUE POB TH E364 .1 S287 W364.1 N287 TO POB BK473 PG 175 BK 834 PG 967 ANN |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 964900 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1260 E 16TH ST, DELTA, CO 81416-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 10, 2021 | Quit Claim Deed, Transfer LAND TITLE GUARANTEE |
| Aug 10, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2016 · Amount on Record |
| Deed Document Number | 2021731665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1260 E 16TH ST, DELTA, CO 81416-2712 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000737234 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 737234 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 10, 2021 |
| Property Address | 1260 E 16TH ST, DELTA, CO 81416-2712 |
| Document Number | 0000731664 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 731664 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1260 E 16TH ST, DELTA, CO 81416-2712 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 10, 2021 |
| Property Address | 1260 E 16TH ST, DELTA, CO 81416-2712 |
| Document Number | 0000731665 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 731665 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 S DEL NORTE AVE, LOVELAND, CO 80537-6717 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1260 E 16TH ST, DELTA, CO 81416-2712 |
| Document Number | 0000731666 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 731666 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (+26.27%) | $24,092 (+22.77%) Land $6,250 Building $17,842 | $385,471 (+31.61%) Land $100,000 Building $285,471 |
| 2024 | $1,298.00 (+3.92%) | $19,624 (-) Land $4,231 Building $15,393 | $292,892 (-) Land $63,143 Building $229,749 |
| 2023 | $1,249.00 (+0.97%) | $19,624 (+2.36%) Land $4,231 Building $15,393 | $292,892 (+6.18%) Land $63,143 Building $229,749 |
| 2022 | $1,237.00 | $19,172 Land $5,213 Building $13,959 | $275,856 Land $75,000 Building $200,856 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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