1120 E 16th St, Delta, CO 81416 Property Records

Delta County property record for 1120 E 16th St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,781 sqft · built 2006
Lot Size	3.54 acres (154,202 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Mar 2019)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R019775`

Property Details

APN / Parcel Number

Primary APN	`R019775`
Alternative APN	`345530216002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,781 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	154,202 sqft (3.54 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R019775
Street Address	1120 E 16TH ST
City	DELTA
State	CO
Zip	81416-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1120 E 16TH ST DELTA 81416 S: 30 T: 15S R: 95W SUBDIVISION: MUNOZ SUBDIVISION LOT: 2 TOTAL AC 3.54+- LOT 2 -MUNOZ SUB RESUB LOT 2 HOLT SUB PT NE4NW4 SEC 30 T15S R95W PLAT BK 22 PG 1 BK 912 PG 742 PLAT BK 28 PG 94 BK 973 PG 721 R669528 R669529-AS R709
Legal Subdivision	MUNOZ SUBDIVISION
Legal Lot Number	2
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1040
Census Tract	964900

Owner

Source: Delta County assessment roll, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1120 E 16TH ST, DELTA, CO 81416-2710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2019709224
Prior Transfer Date	Sep 17, 2013
Prior Transfer Doc	0000669528
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1120 E 16TH ST, DELTA, CO 81416-2710
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	725374
Date	Jan 11, 2021
Instrument	725374

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1120 E 16TH ST, DELTA, CO 81416-2710
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	717498
Date	Mar 9, 2020
Instrument	717498

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Mar 1, 2019
Property Address	1120 E 16TH ST, DELTA, CO 81416-2710
Document Number	0000709224
Instrument Date	Feb 28, 2019
Instrument	709224
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CA 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E 16TH ST, DELTA, CO 81416-2710

Mortgage

Document Number	0000709225
Date	Mar 1, 2019
Instrument	709225

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,000.00 (+15.34%)	$44,091 (+12.16%) Land $9,375 Building $34,716	$705,454 (+20.24%) Land $150,000 Building $555,454
2024	$2,601.00 (+3.96%)	$39,311 (-) Land $6,126 Building $33,185
2023	$2,502.00 (-4.21%)	$39,311 (-2.88%) Land $6,126 Building $33,185	$586,722 (+0.75%) Land $91,429 Building $495,293
2022	$2,612.00	$40,475 Land $4,865 Building $35,610	$582,370 Land $70,000 Building $512,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Montrose Electric Association Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1120 E 16th St, Delta, CO 81416 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 16th St

Nearby Streets

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