1260 Christopher Ct, Elgin, IL 60120 Property Records

Cook County property record for 1260 Christopher Ct, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property TypeCondominium
Details3 bd · 1,300 sqft · built 1997
Lot Size10.2 acres (447,052 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Jun 2016)
Tax Bill$4,717 (2023)
Deeds & MortgagesAug 2023 Mortgage
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-06-208-008-1039

Property Details

APN / Parcel Number

Primary APN06-06-208-008-1039

Interior

Bedrooms3 Beds
Building Area1,300 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Lot Area447,052 sqft (10.2 acres)

Location & Zoning

Street Address1260 CHRISTOPHER CT
CityELGIN
StateIL
Zip60120-5055
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Range9E
Legal Township41N
Legal Section06
Legal SubdivisionCROSSING CNTRY HMS NORTH CONDO
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1020
Census Tract804313

Owner

Source: Cook County records · APN 06-06-208-008-1039

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address472 SAINT CHARLES ST, ELGIN, IL 60120-7828
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 13, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jun 13, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2016 · Amount on Record
Deed SaleJun 16, 2016 · Amount on Record
Prior SaleOct 01, 2012 · Amount on Record
Deed Document Number201642050
Prior Transfer DateSep 28, 2006
Prior Transfer Doc0000016030
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1260 CHRISTOPHER CT # 41, 41, ELGIN, IL 60120-5055
Transaction TypeMortgage
Record UpdatedApr 09, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 CHRISTOPHER CT 41, 41, ELGIN, IL 60120-5055

Mortgage

Document Number0024013494
DateAug 28, 2023
Instrument2324013494
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueAug 01, 2063

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address1260 CHRISTOPHER CT # 41, 41, ELGIN, IL 60120-5055
Document Number2023807132
Instrument DateJun 13, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 CHRISTOPHER CT #41 ELGIN IL 601205055, 41, ELGIN, IL 60120-5055

Mortgage

Document Number2023807132
DateAug 25, 2020
Instrument23807132
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2050
Interest
Rate3.75%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1260 CHRISTOPHER CT # 41, 41, ELGIN, IL 60120-5055
Document Number2026720187
Instrument DateJun 13, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 CHRISTOPHER CT #4-1 ELGIN IL 601205055, 4-1, ELGIN, IL 60120-5055

Mortgage

Document Number2026720187
DateSep 23, 2020
Instrument26720187
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$26,431 (+34.15%) Land $2,614 Building $23,817$264,310 (+34.15%) Land $26,140 Building $238,170
2023$4,717.00 (+3.58%)
2022$4,554.00 Homeowner's exemption$19,702 Land $2,287 Building $17,415$197,020 Land $22,870 Building $174,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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