1260 Cedar Dr, Wood River, IL 62095 Property Records

Madison County property record for 1260 Cedar Dr, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,098 sqft · built 1976
Lot Size	0.205 acres (8,960 sqft)
Owner	Company Name on File
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2023 Line of Credit + 2 more
APN	`19-2-08-22-05-101-004`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-22-05-101-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,960 sqft (0.205 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1260 CEDAR DR
City	WOOD RIVER
State	IL
Zip	62095-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST WOOD SECOND ADD LOT 157 70X128X IRR
Legal Subdivision	EAST WOOD SECOND ADDN
Legal Lot Number	157
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	3
Census Block	3000
Census Tract	401300

Owner

1260 Cedar Dr is owned by a company that acquired it in April 2026 and is owner-occupied.

Source: Madison County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Jul 27, 2023	Warranty Deed, Transfer SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW
Jan 30, 2017	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026
Deed Sale	Apr 10, 2026
Prior Sale	Jul 27, 2023 · Amount on File
Deed Document Number	202610180
Prior Transfer Date	Apr 7, 2026
Prior Transfer Doc	0000010180
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 10, 2026
Property Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376
Document Number	0000010180
Instrument Date	Apr 7, 2026
Instrument	202610180
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025535
Date	Sep 25, 2023
Instrument	2023R25535

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 27, 2023
Property Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376
Document Number	0000019749
Map Reference	PB 40 PG 14
Instrument Date	Jul 21, 2023
Instrument	2023R19749
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 30, 2017
Property Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376
Document Number	0000003204
Map Reference	PL 40 PG 14
Instrument Date	Jan 27, 2017
Instrument	2017R03204
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MADISON COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1260 CEDAR DR, WOOD RIVER, IL 62095-1376

Mortgage

Document Number	0000003205
Date	Jan 30, 2017
Instrument	2017R03205

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Cedar Dr was $3,697 with exemptions applied, up 1.7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	East Alton Village
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,697.00 (+1.73%)	$53,890 Land $5,630 Building $48,260	$161,670 Land $16,890 Building $144,780
2024	$3,634.00
2022	$3,628.00	$42,800 Land $4,480 Building $38,320	$128,528 Land $13,453 Building $115,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1260 Cedar Dr; there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALTON serves 5,786 people · EPA ID IL1190200
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, T-Mobile, Wisper ISP.

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