1255 Cedar Dr, Wood River, IL 62095 Property Records

Madison County property record for 1255 Cedar Dr, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 784 sqft · built 1980
Lot Size	0.218 acres (9,517 sqft)
Owner	Trust Name on File
Tax Bill	$6,831 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Transfer + 1 more
APN	`19-2-08-22-05-102-004`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-22-05-102-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,517 sqft (0.218 acres)
Lot Dimensions	153 ft deep x 62 ft wide
Garage Type	Attached
Pool Area	851 sqft
Pole Barn	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1255 CEDAR DR
City	WOOD RIVER
State	IL
Zip	62095-1375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST WOOD SECOND ADD LOT 151 62X153.5X IRR
Legal Subdivision	EAST WOOD SECOND ADDN
Legal Lot Number	151
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1009
Census Tract	401102

Owner

1255 Cedar Dr is owner-occupied and held in a trust since July 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	1255 CEDAR DR, WOOD RIVER, IL 62095-1375
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Jul 9, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2021
Transfer Doc	0000029155
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1255 CEDAR DR, WOOD RIVER, IL 62095-1375
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007262
Date	Mar 2, 2022
Instrument	2022R07262

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jul 9, 2021
Property Address	1255 CEDAR DR, WOOD RIVER, IL 62095-1375
Document Number	0000029155
Map Reference	PB 40 PG 14
Instrument Date	Jul 1, 2021
Instrument	2021R29155
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 CEDAR DR, WOOD RIVER, IL 62095-1375

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1255 CEDAR DR, WOOD RIVER, IL 62095-1375
Document Number	0000011793
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1255 CEDAR DR WOOD RIVER IL 620951375, WOOD RIVER, IL 62095-1375

Mortgage

Document Number	0000011793
Date	Apr 10, 2017
Instrument	11793

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1255 Cedar Dr was $6,831 with exemptions applied, up 11.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,831.00 (+11.47%)	$82,790 Land $5,630 Building $77,160	$248,370 Land $16,890 Building $231,480
2024	$6,128.00
2022	$5,207.00	$65,740 Land $4,480 Building $61,260	$197,417 Land $13,453 Building $183,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1255 Cedar Dr; 44 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1255 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, T-Mobile, Wisper ISP.

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