1260 Big Talk Ct, San Jose, CA 95120 Property Records

Santa Clara County property record for 1260 Big Talk Ct, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,529 sqft · built 1972
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on Record
Last Sale	$1,700,000 (Jul 2019)
Tax Bill	$25,223 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`577-29-061`

Property Details

APN / Parcel Number

Primary APN	`577-29-061`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,529 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,111 sqft
2nd Floor Area	847 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	123 ft deep x 75 ft wide
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	5,000 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1260 BIG TALK CT
City	SAN JOSE
State	CA
Zip	95120-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 4547 BOOK 282 PAGE 38 PAGE 39 LOT 23
Legal Subdivision	TRACT NO 4547
Legal Tract	4547
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1008
Census Tract	511914

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
Aug 23, 2021	Intrafamily Transfer, Transfer
May 6, 2021	Intrafamily Transfer, Transfer
Jul 25, 2019	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	May 11, 2010 · Amount on Record
Deed Document Number	201924239214
Last Transfer Date	Aug 3, 2021
Transfer Doc	0025073760
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910

Mortgage

Document Number	0025108479
Date	Sep 22, 2021
Instrument	25108479

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 23, 2021
Property Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910
Document Number	0025073760
Map Reference	MB 282 PG 38&39
Instrument Date	Aug 3, 2021
Instrument	25073760
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 6, 2021
Property Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910
Document Number	0024951820
Map Reference	MB 282 PG 38&39
Instrument Date	Feb 24, 2021
Instrument	24951820
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 25, 2019
Property Address	1260 BIG TALK CT, SAN JOSE, CA 95120-3910
Document Number	0024239214
Instrument Date	Jul 17, 2019
Instrument	24239214
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1260 BIG TALK CT SAN JOSE CA 951203910, SAN JOSE, CA 95120-3910

Mortgage

Document Number	24239215
Date	Jul 25, 2019
Instrument	24239215

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,896,379 (+2%) Land $1,394,398 Building $501,981
2025	$25,223.00 (+8.39%) Homeowner's exemption	$1,859,196 (+4.04%) Land $1,367,057 Building $492,139
2023	$23,270.00 (+1.03%) Homeowner's exemption	$1,787,003 Land $1,313,973 Building $473,030
2022	$23,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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