1259 Big Talk Ct, San Jose, CA 95120 Property Records

Santa Clara County property record for 1259 Big Talk Ct, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,958 sqft · built 1972
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Jul 2003)
Tax Bill	$13,190 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`577-29-057`

Property Details

APN / Parcel Number

Primary APN	`577-29-057`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
1st Floor Area	1,111 sqft
2nd Floor Area	847 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,117 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1259 BIG TALK CT
City	SAN JOSE
State	CA
Zip	95120-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 4547 BOOK 282 PAGE 38 PAGE 39 LOT 27
Legal Subdivision	TRACT NO 4547
Legal Tract	4547
Legal Lot Number	27
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1008
Census Tract	511914

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Dec 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Oct 25, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FIRST CALIFORNIA MORTGAGE CO
Oct 25, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2003 · Amount on Record
Deed Sale	Jul 16, 2003 · Amount on Record
Deed Document Number	200317187222
Last Transfer Date	Dec 15, 2021
Transfer Doc	0025200703
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910

Mortgage

Document Number	0025250010
Date	Mar 1, 2022
Instrument	25250010

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 21, 2021
Property Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910
Document Number	0025200703
Map Reference	MB 282 PG 38&39
Instrument Date	Dec 15, 2021
Instrument	25200703
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910

Mortgage

Document Number	0025200704
Date	Dec 21, 2021
Instrument	25200704

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910
Document Number	0023932904
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1259 BIG TALK CT SAN JOSE CA 951203910, SAN JOSE, CA 95120-3910

Mortgage

Document Number	0023932904
Date	May 15, 2018
Instrument	23932904

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 25, 2017
Property Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910
Document Number	0023784266
Map Reference	MAP282 PG38&39
Instrument Date	Oct 12, 2017
Instrument	23784266
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910

Mortgage

Document Number	0023784267
Date	Oct 25, 2017
Instrument	23784267

Lender

Name	FIRST CALIFORNIA MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 25, 2017
Property Address	1259 BIG TALK CT, SAN JOSE, CA 95120-3910
Document Number	0023784268
Instrument Date	Oct 12, 2017
Instrument	23784268
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1259 BIG TALK CT SAN JOSE CA 951203910, SAN JOSE, CA 95120-3910

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,120 (+2%) Land $510,467 Building $417,653
2025	$13,190.00 (+7.85%) Homeowner's exemption	$909,922 (+4.04%) Land $500,458 Building $409,464
2023	$12,230.00 (+0.58%) Homeowner's exemption	$874,591 Land $481,026 Building $393,565
2022	$12,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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