Shiawassee County property record for 1260 Ada St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $520 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-12-300-010 |
| Primary APN | 006-12-300-010 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 1260 ADA ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 12. T7N R2E S 12 OF FOLL COM AT PT 18 RDS W OF S 14 POST OF SEC N 90.75 FT E 110 FT S 90.75 FT TO SEC LN W TO BEG |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 12 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1260 ADA ST, OWOSSO, MI 48867-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Jan 31, 2020 | Deed of Trust, Mortgage CHEMICAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1260 ADA ST, OWOSSO, MI 48867-1665 |
| Document Number | 0012650860 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1260 ADA ST OWOSSO MI 488671665, OWOSSO, MI 48867-1665 |
| Document Number | 0012650860 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 001265/000860 |
| Instrument | 3329490 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1260 ADA ST, OWOSSO, MI 48867-1665 |
| Document Number | 0012660114 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1260 ADA ST OWOSSO MI 488671665, OWOSSO, MI 48867-1665 |
| Document Number | 0012660114 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 001266/000114 |
| Instrument | 3329743 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,900 (+3.07%) | $53,800 (+3.07%) | |
| 2025 | $520.00 (+2.77%) Homeowner's exemption | $26,100 (+10.59%) | $52,200 (+10.59%) |
| 2024 | $506.00 (+2.64%) | ||
| 2023 | $493.00 Homeowner's exemption | $23,600 | $47,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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