1244 Ada St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1244 Ada St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,816 sqft · built 1956
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Dec 2024)
Tax Bill$5,718 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN050-536-000-051-00

Property Details

APN / Parcel Number

Primary APN050-536-000-051-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,816 sqft Living Area
1st Floor Area1,798 sqft
Basement Area1,004 sqft
Unfinished Basement1,004 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions132 ft deep x 113 ft wide
Garage Area480 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1244 ADA ST
CityOWOSSO
StateMI
Zip48867-1665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 368.5' S & 165' W OF N 14 POST SEC 13 T7N R2E TO POB TH W 132' N 113' E 132' S 113' TO POB
Legal Range02E
Legal Township07N
Legal Section13
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2001
Census Tract30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1244 ADA ST, OWOSSO, MI 48867-1665
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2024 · Amount on Record
Deed SaleDec 2, 2024 · Amount on Record
Deed Document Number20243386931
Deed Book / Page1322 / 628
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1244 ADA ST, OWOSSO, MI 48867-1665
Document Number0012530707
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedFeb 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 ADA ST OWOSSO MI 488671665, OWOSSO, MI 48867-1665

Mortgage

Document Number0012530707
DateFeb 4, 2019
Book Page001253/000707
Instrument3317195
Lender
NameCHEMICAL BK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,300 (+10.43%)$298,600 (+10.43%)
2025$5,718.00 (+76.92%) Homeowner's exemption$135,200 (+28.03%)$270,400 (+28.03%)
2023$3,232.00 Homeowner's exemption$105,600$211,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1981–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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