St. Louis County property record for 126 Windy Acres Estates Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,136 sqft · built 2000 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $684,684 (Apr 2026) |
| Tax Bill | $6,812 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-21-0945 |
| Primary APN | 23S-21-0945 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 3,536 sqft |
| 1st Floor Area | 1,368 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 73 ft deep x 73 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 126 WINDY ACRES ESTATES DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | WINDY ACRES ESTATES LOT 45 |
| Legal Subdivision | WINDY ACRES ESTATES |
| Legal Lot Number | 45 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 217943 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| May 1, 2019 | Deed of Trust, Mortgage US WIDE FIN'L |
| May 1, 2019 | Deed of Trust, Mortgage US WIDE FIN'L |
| Apr 24, 2018 | Warranty Deed, Transfer US WIDE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Apr 24, 2018 · Amount on Record |
| Deed Document Number | 2026402 |
| Prior Transfer Date | Nov 8, 2013 |
| Prior Transfer Doc | 0207720477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 9, 2026 |
| Property Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Document Number | 0000000402 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026402 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Document Number | 0000000403, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202649403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Document Number | 0248221492 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 24822/1492 |
| Instrument | 2021042600244 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Document Number | 0235641299 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 126 WINDY ACRES ESTATES DR BALLWIN MO 630214229, BALLWIN, MO 63021-4229 |
| Document Number | 0235641299 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 023564/001299 |
| Instrument | 251 |
| Name | US WIDE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 11, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Document Number | 0235323363 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 126 WINDY ACRES ESTATES DR BALLWIN MO 630214229, BALLWIN, MO 63021-4229 |
| Document Number | 0235323363 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 023532/003363 |
| Instrument | 634 |
| Name | US WIDE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 19, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 24, 2018 |
| Property Address | 126 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4229 |
| Document Number | 0229960241 |
| Book / Page | 022996 / 000241 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 92 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 126 WINDY ACRES ESTATES DR BALLWIN MO 630214229, BALLWIN, MO 63021-4229 |
| Document Number | 229960244 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 022996/000244 |
| Instrument | 93 |
| Name | US WIDE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,540 (-) Land $30,890 Building $68,650 | $523,900 (-) Land $162,600 Building $361,300 | |
| 2025 | $6,812.00 (+6.77%) | $99,540 (+8.97%) Land $30,890 Building $68,650 | $523,900 (+8.96%) Land $162,600 Building $361,300 |
| 2024 | $6,380.00 (+0.09%) | ||
| 2023 | $6,374.00 (+12.06%) | $91,350 (+20.12%) Land $18,540 Building $72,810 | $480,800 (+20.11%) Land $97,600 Building $383,200 |
| 2022 | $5,688.00 | $76,050 Land $18,540 Building $57,510 | |
| 2021 | $400,300 Land $97,600 Building $302,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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