121 Windy Acres Estates Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 121 Windy Acres Estates Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,379 sqft · built 2000
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$357,000 (Dec 2017)
Tax Bill$5,955 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23S-21-0871

Property Details

APN / Parcel Number

Primary APN23S-21-0871

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,379 sqft Living Area
Gross Area2,841 sqft
1st Floor Area2,352 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions73 ft deep x 73 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area48 sqft
Patio Area672 sqft
Balcony Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 WINDY ACRES ESTATES DR
CityBALLWIN
StateMO
Zip63021-4232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-3
Legal DescriptionWINDY ACRES ESTATES LOT 2
Legal SubdivisionWINDY ACRES ESTATES
Legal Lot Number2
JurisdictionST LOUIS MO
Township / Civil DivisionWILDHORSE
Census Block Group1
Census Block1021
Census Tract217943

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address121 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Line of Credit
ALLIANCE CU
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE CU
Dec 27, 2017Quit Claim Deed, Mortgage
ALLIANCE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2017 · Amount on Record
Deed SaleDec 27, 2017 · Amount on Record
Prior SaleAug 11, 2017 · Amount on Record
Deed Document Number2017310
Deed Book / Page22834 / 1303
Prior Transfer DateDec 19, 2017
Prior Transfer Doc02283401303
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address121 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4232
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4232

Mortgage

Document Number2023101300326
DateOct 13, 2023
Instrument2023101300326
Lender
NameALLIANCE CU
TypeCredit Union
AddressFENTON, MO 63026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address121 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4232
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0244521931
DateNov 18, 2020
Book Page24452/1931
Instrument2020111801553
Lender
NameALLIANCE CU
TypeCredit Union
AddressFENTON, MO 63026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate8.25%

December 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST LOUIS MO
Recording DateDec 27, 2017
Property Address121 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4232
Document Number0228341303
Book / Page022834 / 001303
Instrument DateDec 19, 2017
Instrument310
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyTOUCHSTONE TITLE AND ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 WINDY ACRES ESTATES DR MANCHESTER MO 630214232, MANCHESTER, MO 63021-4232

Mortgage

Document Number228341306
DateDec 27, 2017
Book Page022834/001306
Instrument311
Lender
NameALLIANCE FCU
TypeCredit Union
AddressFENTON, MO 63026
Agreement
AmountAmount Recorded
Term360 Months
DueDec 26, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,960 (-) Land $30,890 Building $56,070$457,700 (-) Land $162,600 Building $295,100
2025$5,955.00 (+3.22%)$86,960 (+5.32%) Land $30,890 Building $56,070$457,700 (+5.32%) Land $162,600 Building $295,100
2024$5,769.00 (+0.09%)
2023$5,764.00 (+11.38%)$82,570 (+19.36%) Land $18,540 Building $64,030$434,600 (+19.36%) Land $97,600 Building $337,000
2022$5,175.00$69,180 Land $18,540 Building $50,640
2021$364,100 Land $97,600 Building $266,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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