126 W Reading Ct, Palatine, IL 60067 Property Records

Cook County property record for 126 W Reading Ct, Palatine, IL 60067

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,585 sqft · built 1989
Lot Size	0.35 acres (15,257 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Dec 2009)
Tax Bill	$13,469 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-27-209-003`

Property Details

APN / Parcel Number

Primary APN	`02-27-209-003`
Alternative APN	`02-27-209-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,257 sqft (0.35 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	126 W READING CT
City	PALATINE
State	IL
Zip	60067-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PLUM) (GROVE) PARK ESTATES (UNIT2) BNG A RESUB OF PT OF LTS 19,20,23 TO 25 IN A T MCINTOSH & COS 1ST ADD TO PLUM GROVE FARM
Legal Range	10E
Legal Township	42N
Legal Section	27
Legal Subdivision	PLUM GROVE PARK ESTATES UNIT2
Legal Block	42
Legal Lot Number	19,20
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1000
Census Tract	804106

Owner

Source: Cook County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 W READING CT, PALATINE, IL 60067-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2009 · Amount on Record
Deed Sale	Dec 2, 2009 · Amount on Record
Prior Sale	Oct 6, 1999 · Amount on Record
Deed Document Number	200941160
Prior Transfer Date	Jun 2, 2005
Prior Transfer Doc	0000015163
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Sep 22, 2026
Property Address	126 W READING CT, PALATINE, IL 60067-7100
Document Number	0000008058
Instrument Date	Sep 16, 2026
Instrument	20268058
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W READING CT, PALATINE, IL 60067-7100

Mortgage

Document Number	0000008058,
Date	Sep 22, 2026
Instrument	20268058

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2056

Interest

Rate	7.35%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 15, 2026
Property Address	126 W READING CT, PALATINE, IL 60067-7100
Document Number	0000020165
Instrument Date	Jun 5, 2026
Instrument	202620165
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W READING CT, PALATINE, IL 60067-7100

Mortgage

Document Number	0000020165,
Date	Jun 15, 2026
Instrument	202620165

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2056

Interest

Rate	8.2%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,000 (+28.16%) Land $18,308 Building $47,692	$660,000 (+28.16%) Land $183,080 Building $476,920
2023	$13,469.00 (-2.19%)
2022	$13,770.00 Homeowner's exemption	$51,499 Land $18,308 Building $33,191	$514,990 Land $183,080 Building $331,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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