118 W Reading Ct, Palatine, IL 60067 Property Records

Cook County property record for 118 W Reading Ct, Palatine, IL 60067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,722 sqft · built 1988
Lot Size	0.234 acres (10,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jan 2023)
Tax Bill	$13,914 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-27-209-002`

Property Details

APN / Parcel Number

Primary APN	`02-27-209-002`
Alternative APN	`02-27-209-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,722 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,170 sqft (0.234 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	118 W READING CT
City	PALATINE
State	IL
Zip	60067-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10E
Legal Township	42N
Legal Section	27
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1000
Census Tract	804106

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 W ERIE ST, 1304, CHICAGO, IL 60654-6458
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	202310296
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jan 10, 2023
Property Address	118 W READING CT, PALATINE, IL 60067-7100
Document Number	0001010296
Map Reference	DOC 87425913
Instrument Date	Dec 29, 2022
Instrument	2301010296
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	873 W DORSET AVE, PALATINE, IL 60067-5988

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	118 W READING CT, PALATINE, IL 60067-7100

Mortgage

Document Number	0001010297
Date	Jan 10, 2023
Instrument	2301010297

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	Other
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,000 (+29.79%) Land $12,204 Building $48,796	$610,000 (+29.79%) Land $122,040 Building $487,960
2023	$13,914.00 (+18.95%)
2022	$11,697.00	$47,000 Land $12,204 Building $34,796	$470,000 Land $122,040 Building $347,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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