126 W Commerce, Leroy, TX 76654 Property Records

McLennan County property record for 126 W Commerce, Leroy, TX 76654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,594 sqft · built 1938
Lot Size0.75 acres (32,666 sqft)
Owner2 Individual Names on File
Last Sale$168,600 (Dec 2020)
Tax Bill$1,375 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN50-003500-005500-9

Property Details

APN / Parcel Number

Primary APN50-003500-005500-9
Alternative APNs
  • 5000350000550090111
  • 200693

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,594 sqft Living Area
1st Floor Area1,594 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area32,666 sqft (0.75 acres)
Lot Dimensions181 ft deep x 209 ft wide
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area153 sqft
Shed1 Shed
Shed Area336 sqft
Storage Building216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address126 E COMMERCE
CityLEROY
StateTX
Zip76654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLEROY BLOCK 19 LOT 1 2 19 20 & BLOCK 24 LOT 1 & 0.347 AC (ABAND ALLEY) TOTAL 0.771 AC
Legal SubdivisionLEROY
Legal Block19,24
Legal Lot Number1,0
JurisdictionMCLENNAN TX
Township / Civil DivisionAXTELL
Census Block Group1
Census Block1048
Census Tract3500

Owner

126 W Commerce is owned and occupied by two individuals who bought it in December 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 36, LEROY, TX 76654-0036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Vendor's Lien, Transfer · Conventional Mortgage
GATEWAY FIRST BANK
Jul 6, 2020Deed of Trust, Mortgage
SWBC MTG
Jun 3, 2020Vendor's Lien, Transfer · Commercial Mortgage
CITY NATIONAL BANK OF TAYLOR
Mar 28, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2020 · Amount on File
Deed SaleDec 22, 2020 · Amount on File
Prior SaleMar 28, 2017
Deed Document Number202045647
Record UpdatedOct 29, 2026

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateDec 22, 2020
Property Address126 W COMMERCE, LEROY, TX 76654-5400
Document Number0000045647
Instrument DateDec 22, 2020
Instrument2020045647
Transaction TypeTransfer
Record UpdatedSep 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 W COMMERCE, LEROY, TX 76654-5400

Mortgage

Document Number0000045648
DateDec 22, 2020
Instrument2020045648
Lender
NameGATEWAY FIRST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address126 W COMMERCE, LEROY, TX 76654-5400
Document Number0000023250
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1499 WILDCAT CIR WACO TX 767055644, WACO, TX 76705-5644

Mortgage

Document Number0000023250
DateJul 13, 2020
Instrument23250
Lender
NameSWBC MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
AmountAmount on Record
Term360 Months
DueJul 12, 2050

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJun 3, 2020
Property Address126 W COMMERCE, LEROY, TX 76654-5400
Document Number0000017931
Map ReferenceVOL 156 PG 20
Instrument DateJun 1, 2020
Instrument2020017931
Transaction TypeTransfer
Record UpdatedSep 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 TWIN BENDS RD, CRAWFORD, TX 76638-2887

Mortgage

Document Number0000017932
DateJun 3, 2020
Instrument2020017932
Lender
NameCITY NATIONAL BANK OF TAYLOR
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueJun 1, 2021

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateMar 28, 2017
Property Address126 W COMMERCE, LEROY, TX 76654-5400
Document Number0000009639
Instrument DateMar 24, 2017
Instrument9639
Transaction TypeTransfer
Record UpdatedApr 20, 2017

Transaction

Tax$0.00
Additional
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3253 BODE RD WEST TX 766912215, WEST, TX 76691-2215

Tax Assessment & Valuation

The 2025 property tax bill for 126 W Commerce was $1,375 with a homeowner's exemption, down 27.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLeroy City
Unified School DistrictWest Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,000 (-8.51%) Land $21,749 Building $154,251$176,000 (-8.51%) Land $21,749 Building $154,251
2025$1,375.00 (-27.48%) Homeowner's exemption$192,363 Land $17,780 Building $174,583$192,363 Land $17,780 Building $174,583
2024$1,896.00
2023$159,700 Land $17,780 Building $141,920$159,700 Land $17,780 Building $141,920
2022$1,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 W Commerce in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 W Commerce is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEROY TOURS GERALD WSC
serves 1,845 people · EPA ID TX1550027
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
400 / 100
Central Link Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W Commerce

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