106 W Commerce, Leroy, TX 76654 Property Records

McLennan County property record for 106 W Commerce, Leroy, TX 76654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1986
Lot Size	0.584 acres (25,440 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Apr 2021)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-003500-005900-4`

Property Details

APN / Parcel Number

Primary APN	`50-003500-005900-4`
Alternative APNs	`5000350000590040111` `200697`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	25,440 sqft (0.584 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 W COMMERCE
City	LEROY
State	TX
Zip	76654-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LEROY BLOCK19 LOT 5,6,7,14,15,16; 0.011 AC ABAND ALLEY & ROW TOTAL 0.584 AC
Legal Subdivision	LEROY
Legal Block	19
Legal Lot Number	5,6
Jurisdiction	MCLENNAN TX
Township / Civil Division	AXTELL
Census Block Group	1
Census Block	1048
Census Tract	3500

Owner

106 W Commerce is owned and occupied by two individuals who bought it in April 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 W COMMERCE, LEROY, TX 76654-5400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Mar 4, 2019	Warranty Deed, Transfer PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on File
Deed Sale	Apr 8, 2021 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	202112846
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0000012846
Record Updated	Oct 29, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 8, 2021
Property Address	106 W COMMERCE, LEROY, TX 76654-5400
Document Number	0000012846
Map Reference	VOL 156 PG 20
Instrument Date	Apr 6, 2021
Instrument	2021012846
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W COMMERCE, LEROY, TX 76654-5400

Mortgage

Document Number	0000012848
Date	Apr 8, 2021
Instrument	2021012848

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 4, 2019
Property Address	106 W COMMERCE, LEROY, TX 76654-5400
Document Number	0000006871
Instrument Date	Mar 4, 2019
Instrument	6871
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COMMERCE ST LEROY TX 76654, LEROY, TX 76654

Mortgage

Document Number	6872
Date	Mar 4, 2019
Instrument	6872

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 106 W Commerce was $1,444 with a homeowner's exemption, down 9.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Leroy City
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,000 (+3.54%) Land $16,530 Building $188,470	$205,000 (-) Land $16,530 Building $188,470
2025	$1,444.00 (-9.18%) Homeowner's exemption	$198,000 Land $16,530 Building $188,470	$205,000 Land $16,530 Building $188,470
2024	$1,590.00
2023		$180,000 Land $15,030 Building $164,970	$180,000 Land $15,030 Building $164,970
2022	$1,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 W Commerce in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W Commerce is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEROY TOURS GERALD WSC serves 1,845 people · EPA ID TX1550027
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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