126 Veracruz Dr, Laredo, TX 78045 Property Records

Webb County property record for 126 Veracruz Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,956 sqft · built 2011
Lot Size	0.156 acres (6,809 sqft)
Owner	2 Individual Names on File
Last Sale	$162,300 (Aug 2021)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-67002-170`

Property Details

APN / Parcel Number

Primary APN	`989-67002-170`
Alternative APN	`397101`

Interior

Stories	2 Stories
Building Area	1,956 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	824 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,809 sqft (0.156 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Location & Zoning

Street Address	126 VERACRUZ DR
City	LAREDO
State	TX
Zip	78045-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 2, LOT 17, PHASE 7
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	7
Legal Block	2
Legal Lot Number	17
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3002
Census Tract	1726

Owner

126 Veracruz Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 VERACRUZ DR, LAREDO, TX 78045-6646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Aug 30, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	May 19, 2011 · Amount on File
Deed Document Number	20211440339
Deed Book / Page	5100 / 219
Prior Transfer Date	Apr 25, 2011
Prior Transfer Doc	003091/325
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	126 VERACRUZ DR, LAREDO, TX 78045-6646
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005118/659
Date	Sep 24, 2021
Book Page	5118/659
Instrument	1443259

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	FHA Mortgage
Term	33 Months
Due	Jun 25, 2024

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Aug 30, 2021
Property Address	126 VERACRUZ DR, LAREDO, TX 78045-6646
Document Number	005100/219
Book / Page	5100 / 219
Map Reference	VOL 28 PG 40-42
Instrument Date	Apr 12, 2021
Instrument	1440339
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 VERACRUZ DR, LAREDO, TX 78045-6646

Mortgage

Document Number	0001440340
Date	Aug 30, 2021
Instrument	1440340

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 126 Veracruz Dr was $1,498, up 0.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,364 (-0.58%) Land $104,859 Building $189,505	$294,364 (-0.58%) Land $104,859 Building $189,505
2025	$1,498.00 (+0.81%)	$296,067 Land $104,859 Building $191,208	$296,067 Land $104,859 Building $191,208
2024	$1,486.00
2023		$267,423 Land $90,764 Building $176,659	$267,423 Land $90,764 Building $176,659
2022	$1,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Veracruz Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Veracruz Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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