126 Summit St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 126 Summit St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,365 sqft · built 1942
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Oct 2024)
Tax Bill	$5,527 (2026)
Deeds & Mortgages	Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0093 B:0007`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0093 B:0007`
Alternative APN	`10751`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Basement Area	36 sqft
Unfinished Basement	36 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Carport
Carport	Carport
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10751
Street Address	126 SUMMIT ST
City	PEABODY
State	MA
Zip	01960-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	7
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	1
Census Block	1011
Census Tract	210402

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 SUMMIT ST, PEABODY, MA 01960-5156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Nov 1, 2002 · Amount on Record
Deed Document Number	20241120
Deed Book / Page	42407 / 123
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	126 SUMMIT ST, PEABODY, MA 01960-5156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37705-48
Date	Jul 29, 2019
Book Page	37705/48
Instrument	20190729003900

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,527.00 (+10.94%)	$583,600 (+8.48%) Land $238,300 Building $345,300	$625,969 (+12.02%)
2025	$4,982.00 (+12.26%)	$538,000 (+10.56%) Land $220,600 Building $317,400	$558,790
2024	$4,438.00 (+5.67%)	$486,600 (+10.29%) Land $220,600 Building $266,000
2023	$4,200.00	$441,200 Land $197,000 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20