Essex County and Peabody City property record for 118 Summit St, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,038 sqft · built 2020 |
| Lot Size | 0.363 acres (15,804 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,898 (2026) |
| Deeds & Mortgages | Dec 2022 Transfer May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0083 B:0009-C |
| Primary APN | PEAB M:0083 B:0009-C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,804 sqft (0.363 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 118 SUMMIT ST |
|---|---|
| City | PEABODY |
| State | MA |
| Zip | 01960-5156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 9-C |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 210402 |
118 Summit St is owner-occupied and held in a trust since November 2022.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 118 SUMMIT ST, PEABODY, MA 01960-5156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2022 |
| Transfer Doc | 041337-391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Dec 6, 2022 |
| Property Address | 118 SUMMIT ST, PEABODY, MA 01960-5156 |
| Document Number | 041337-391 |
| Book / Page | 41337 / 391 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 20221206001710 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 SUMMIT ST, PEABODY, MA 01960-5156 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 118 SUMMIT ST, PEABODY, MA 01960-5156 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 038502-480 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 38502/480 |
| Instrument | 20200511002210 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 118 SUMMIT ST, PEABODY, MA 01960-5156 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040205-433 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 40205/433 |
| Instrument | 20210824003150 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 118 Summit St was $8,898, up 0.7% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,898.00 (+0.67%) | $939,600 (-1.56%) Land $242,300 Building $697,300 | $828,922 |
| 2025 | $8,839.00 (+10.02%) | $954,500 (+8.36%) Land $249,300 Building $705,200 | |
| 2024 | $8,034.00 (+14.02%) | $880,900 (+19.02%) Land $249,300 Building $631,600 | |
| 2023 | $7,046.00 | $740,100 Land $222,700 Building $517,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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