126 Sumac Dr, Madison, MS 39110 Property Records

Madison County property record for 126 Sumac Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,095 sqft · built 1985
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on Record
Last Sale	$301,990 (Sep 2026)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072E-21A-001/29`

Property Details

APN / Parcel Number

Primary APN	`072E-21A-001/29`
Alternative APNs	`072E-21A-001/29.00` `14443`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,095 sqft Adjusted Area
Gross Area	1,718 sqft
1st Floor Area	1,718 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,898 sqft (0.342 acres)
Patio Area	100 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14443
Street Address	126 SUMAC DR
City	MADISON
State	MS
Zip	39110-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 SANDALWOOD PART 5 B@74
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	SANDALWOOD PT 5
Legal Lot Number	28
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1003
Census Tract	30110

Owner

Source: Madison County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 SUMAC DR, MADISON, MS 39110-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage HOPE FEDERAL CREDIT UNION
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jul 7, 2017	Warranty Deed, Transfer AFFORDABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	20261060430
Deed Book / Page	4736 / 154
Prior Transfer Date	Feb 8, 2013
Prior Transfer Doc	2918/0538
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 30, 2026
Property Address	126 SUMAC DR, MADISON, MS 39110-9612
Document Number	0001060430
Book / Page	4736 / 154
Instrument Date	Sep 30, 2026
Instrument	20261060430
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SUMAC DR, MADISON, MS 39110-9612

Mortgage

Document Number	0001060430,
Date	Sep 30, 2026
Book Page	4736/158
Instrument	20261060430

Lender

Name	HOPE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	126 SUMAC DR, MADISON, MS 39110-9612
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SUMAC DR, MADISON, MS 39110-9612

Mortgage

Document Number	4006/126
Date	Mar 17, 2021
Book Page	4006/126
Instrument	920850

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 15, 2019
Property Address	126 SUMAC DR, MADISON, MS 39110-9612
Document Number	0000860303
Book / Page	003700 / 000188
Instrument Date	Mar 15, 2019
Instrument	860303
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 SUMAC DR MADISON MS 391109612, MADISON, MS 39110-9612

Mortgage

Document Number	860304
Date	Mar 15, 2019
Book Page	003700/000190
Instrument	860304

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 7, 2017
Property Address	126 SUMAC DR, MADISON, MS 39110-9612
Document Number	0000815838
Book / Page	003497 / 000402
Instrument Date	Jul 5, 2017
Instrument	815838
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SUMAC DR MADISON MS 391109612, MADISON, MS 39110-9612

Mortgage

Document Number	815839
Date	Jul 7, 2017
Book Page	003497/000406
Instrument	815839

Lender

Name	AFFORDABLE LNDG
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 Homeowner's exemption	$17,082 (-)	$170,820 (-) Land $55,000 Building $115,820
2024	$1,690.00
2023	$1,690.00 Homeowner's exemption	$17,082	$170,820 Land $55,000 Building $115,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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