122 Sumac Dr, Madison, MS 39110 Property Records

Madison County property record for 122 Sumac Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,402 sqft · built 1985
Lot Size	0.357 acres (15,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,750 (May 2024)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-21A-001/30`

Property Details

APN / Parcel Number

Primary APN	`072E-21A-001/30`
Alternative APNs	`072E-21A-001/30.00` `14444`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,402 sqft Adjusted Area
Gross Area	1,829 sqft
1st Floor Area	1,829 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,579 sqft (0.357 acres)
Pool Area	384 sqft
Patio Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14444
Street Address	122 SUMAC DR
City	MADISON
State	MS
Zip	39110-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SANDALWOOD PART 5
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	SANDALWOOD PT 5
Legal Lot Number	29
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1003
Census Tract	30110

Owner

Source: Madison County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 SUMAC DR, MADISON, MS 39110-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	20241004788
Deed Book / Page	4442 / 853
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	May 29, 2026
Property Address	122 SUMAC DR, MADISON, MS 39110-9612
Document Number	0001052654
Book / Page	4687 / 776
Instrument Date	May 19, 2026
Instrument	20261052654
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	122 SUMAC DR, MADISON, MS 39110-9612

Mortgage

Document Number	0001052654,
Date	May 29, 2026
Book Page	4687/776
Instrument	20261052654

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 14, 2021
Property Address	122 SUMAC DR, MADISON, MS 39110-9612
Document Number	4100/355
Book / Page	4100 / 355
Map Reference	CAB B SL 74
Instrument Date	Sep 7, 2021
Instrument	936288
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 ELM ST, 513, CINCINNATI, OH 45202-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SUMAC DR, MADISON, MS 39110-9612

Mortgage

Document Number	936289
Date	Sep 14, 2021
Instrument	936289

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (-33.34%)	$20,473 (-33.33%)	$204,730 (-) Land $55,000 Building $149,730
2024	$3,578.00
2023	$3,578.00	$30,710	$204,730 Land $55,000 Building $149,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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