Suffolk County and Riverhead Town property record for 126 Stephen Dr, Wading River, NY 11792 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,498 sqft · built 1972 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Dec 2016) |
| Tax Bill | $14,829 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 95.-2-20 |
| Primary APN | 473000 95.-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 2,813 sqft |
| 1st Floor Area | 1,679 sqft |
| 2nd Floor Area | 819 sqft |
| Upper Floors Area | 882 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 1.8 ft deep x 1.3 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 221 sqft |
| Patio Area | 355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 13 |
|---|---|
| Street Address | 126 STEPHEN DR |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-2167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *4892 LOT 18 GREEN SLOPES SEC 1 |
| Legal Subdivision | GREENSLOPES |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 169701 |
Source: Suffolk County and Riverhead Town records · APN 473000 95.-2-20
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 STEPHEN DR, WADING RIVER, NY 11792-2167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2016 · Amount on Record |
| Deed Sale | Dec 01, 2016 · Amount on Record |
| Prior Sale | May 09, 2016 · Amount on Record |
| Deed Book / Page | 12890 / 366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 126 STEPHEN DR, WADING RIVER, NY 11792-2167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234940549 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 23494/549 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Apr 01, 2045 |
Source: Suffolk County and Riverhead Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Shoreham-Wading River Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,490 (-) Land $11,000 Building $48,490 | $729,044 (+13.85%) Land $134,804 Building $594,240 | |
| 2024 | $14,829.00 | ||
| 2023 | $59,490 Land $11,000 Building $48,490 | $640,366 Land $118,407 Building $521,959 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031697014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–1982) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 1982, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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