119 Stephen Dr, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 119 Stephen Dr, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,273 sqft · built 1973
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Jan 2001)
Tax Bill	$16,932 (2024)
Deeds & Mortgages	Apr 2024 Refinance Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`473000 95.-2-18`

Property Details

APN / Parcel Number

Primary APN	`473000 95.-2-18`
Alternative APNs	`0600-095.00-02.00-018.000` `300009500000020180000000` `47300010119` `13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,273 sqft Living Area
Gross Area	2,685 sqft
1st Floor Area	1,409 sqft
2nd Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	664 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13
Street Address	119 STEPHEN DR
City	WADING RIVER
State	NY
Zip	11792-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	*4892 LOT 10 GREEN SLOPES SEC 1
Legal Block	2
Legal Lot Number	18
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	4
Census Block	4014
Census Tract	169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 STEPHEN DR, WADING RIVER, NY 11792-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JET DIRECT FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2001 · Amount on Record
Deed Sale	Jan 22, 2001 · Amount on Record
Deed Book / Page	12098 / 31
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	119 STEPHEN DR, WADING RIVER, NY 11792-2129
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235770807
Date	Apr 2, 2024
Book Page	23577/807

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	119 STEPHEN DR, WADING RIVER, NY 11792-2129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231910680
Date	Nov 4, 2020
Book Page	23191/680
Instrument	DL033747

Lender

Name	JET DIRECT FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,200 (-) Land $10,900 Building $57,300	$835,784 (+13.85%) Land $133,578 Building $702,206
2024	$16,932.00
2023		$68,200 Land $10,900 Building $57,300	$734,122 Land $117,330 Building $616,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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