126 Spring St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 126 Spring St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,926 sqft · built 1925
Lot Size	0.083 acres (3,598 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,272 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01296-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`07-01296-0000-00015`
Alternative APN	`070129600015`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,926 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 36 ft wide

Location & Zoning

Street Address	126 SPRING ST
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	1296
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3001
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 SPRING ST, PASSAIC, NJ 07055-4415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK
Jan 29, 2020	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	126 SPRING ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034279
Date	Aug 7, 2019
Book Page	M15642/0012
Instrument	2019034279

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 29, 2020
Property Address	126 SPRING ST, PASSAIC, NJ 07055
Document Number	0000005382
Book / Page	003742 / 000233
Instrument Date	Jan 22, 2020
Instrument	5382
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 KENSINGTON TER PASSAIC NJ 070554409, PASSAIC, NJ 07055-4409

Mortgage

Document Number	5383
Date	Jan 29, 2020
Book Page	015973/000001
Instrument	5383

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,700 (-) Land $103,800 Building $207,900	$311,700 (-) Land $103,800 Building $207,900
2025	$13,272.00 (+3.28%)	$311,700 (-) Land $103,800 Building $207,900	$311,700 (-) Land $103,800 Building $207,900
2024	$12,851.00 (+6.15%)
2023		$311,700 Land $103,800 Building $207,900	$311,700 Land $103,800 Building $207,900
2022	$12,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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