115 Spring St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 115 Spring St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1971
Lot Size	0.127 acres (5,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Apr 2002)
Tax Bill	$13,213 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01292-03-00049`

Property Details

APN / Parcel Number

Primary APN	`07-01292-03-00049`
Alternative APN	`0701292C00049`

Interior

Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0701292C00049
Street Address	115 SPRING ST
City	PASSAIC
State	NJ
Zip	07055-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1292
Legal Lot Number	49
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2006
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 SPRING ST, PASSAIC, NJ 07055-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 7, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2002 · Amount on Record
Deed Sale	Apr 5, 2002 · Amount on Record
Prior Sale	Mar 28, 1996 · Amount on Record
Deed Book / Page	382 / 276
Last Transfer Date	Sep 27, 2010
Transfer Doc	0000048743
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	115 SPRING ST, PASSAIC, NJ 07055-5409
Document Number	0000013969
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 SPRING ST PASSAIC NJ 070555409, PASSAIC, NJ 07055-5409

Mortgage

Document Number	0000013969
Date	Mar 16, 2017
Book Page	014401/000036
Instrument	13969

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.55%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	115 SPRING ST, PASSAIC, NJ 07055-5409
Document Number	0000013968
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 SPRING ST PASSAIC NJ 070555409, PASSAIC, NJ 07055-5409

Mortgage

Document Number	0000013968
Date	Mar 16, 2017
Book Page	014400/000284
Instrument	13968

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.55%

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,300 (-) Land $120,500 Building $189,800	$310,300 (-) Land $120,500 Building $189,800
2025	$13,213.00 (+5.34%) Senior Citizen's exemption	$310,300 (-) Land $120,500 Building $189,800	$310,300 (-) Land $120,500 Building $189,800
2024	$12,543.00 (+4.07%)
2023		$310,300 Land $120,500 Building $189,800	$310,300 Land $120,500 Building $189,800
2022	$12,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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