Middlesex County and Ayer Town property record for 126 Sandy Pond Rd, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,050 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $547,000 (Jun 2026) |
| Tax Bill | $4,965 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | AYER-019/022.0-0000-0044.0 |
| Primary APN | AYER-019/022.0-0000-0044.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | AYER-019/022.0-0000-0044.0 |
|---|---|
| Street Address | 126 SANDY POND RD |
| City | AYER |
| State | MA |
| Zip | 01432-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 44 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 325101 |
126 Sandy Pond Rd is owned and occupied by an individual who acquired it in August 2026.
Source: Middlesex County and Ayer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 SANDY POND RD, AYER, MA 01432-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 17, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| Jun 4, 2026 | Quit Claim Deed, Transfer |
| Jun 1, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Jun 1, 2020 · Amount on File |
| Deed Document Number | 202666080 |
| Deed Book / Page | 85693 / 390 |
| Last Transfer Date | Aug 12, 2026 |
| Transfer Doc | 0000103887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 17, 2026 |
| Property Address | 126 SANDY POND RD, AYER, MA 01432-1525 |
| Document Number | 0000103887 |
| Book / Page | 86025 / 318 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026103887 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 SANDY POND RD, AYER, MA 01432-1525 |
| Date | Aug 17, 2026 |
|---|
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jun 4, 2026 |
| Property Address | 126 SANDY POND RD, AYER, MA 01432-1525 |
| Document Number | 085693-390 |
| Book / Page | 85693 / 390 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202666080 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jun 1, 2020 |
| Property Address | 126 SANDY POND RD, AYER, MA 01432-1525 |
| Document Number | 74789-465 |
| Book / Page | 74789 / 465 |
| Instrument Date | May 21, 2020 |
| Instrument | 83193 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 SANDY POND RD, AYER, MA 01432-1525 |
| Document Number | 83194 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 83194 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 126 Sandy Pond Rd was $4,965.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,965.00 | $415,100 Land $144,400 Building $270,700 | $461,795 (+3.36%) |
| 2024 | $446,785 | ||
| 2023 | $4,634.00 | $373,100 Land $154,500 Building $218,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Sandy Pond Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Sandy Pond Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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