Middlesex County and Ayer Town property record for 125 Sandy Pond Rd, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,057 sqft · built 1964 |
| Lot Size | 5.77 acres (251,341 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,876 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | AYER M:022 B:0000 L:0015 |
| Primary APN | AYER M:022 B:0000 L:0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,057 sqft Living Area |
| Basement Area | 2,040 sqft |
| Unfinished Basement | 2,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 251,341 sqft (5.77 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 125 SANDY POND RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 15 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 325101 |
125 Sandy Pond Rd is owned and occupied by two individuals who acquired it in December 2025.
Source: Middlesex County and Ayer Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 SANDY POND RD, AYER, MA 01432-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jan 24, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2025 |
| Transfer Doc | 085196-170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Feb 5, 2026 |
| Property Address | 125 SANDY POND RD, AYER, MA 01432-1501 |
| Document Number | 085196-170 |
| Book / Page | 85196 / 170 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 12840 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 125 SANDY POND RD, AYER, MA 01432-1501 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 125 SANDY POND RD, AYER, MA 01432-1501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 68806-132 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 68806/132 |
| Instrument | 13436 |
| Name | SANTANDER BK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 125 Sandy Pond Rd was $6,876.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,876.00 | $574,900 Land $192,600 Building $382,300 | $765,320 (-1.52%) |
| 2024 | $777,100 | ||
| 2023 | $6,286.00 | $506,100 Land $192,600 Building $313,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Sandy Pond Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Sandy Pond Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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