126 Salter Rd, Berea, KY 40403 Property Records

Madison County property record for 126 Salter Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	0.358 acres (15,612 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Mar 2022)
Tax Bill	$858 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071A-0000-0013`

Property Details

APN / Parcel Number

Primary APN	`071A-0000-0013`
Alternative APNs	`128651` `91510` `58323`

Exterior

Lot Area	15,612 sqft (0.358 acres)

Location & Zoning

Account Number	58323
Street Address	126 SALTER RD
City	BEREA
State	KY
Zip	40403-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXECUTIVE PARK LOT 13
Legal Subdivision	EXECUTIVE PARK
Legal Lot Number	13
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3024
Census Tract	10901

Owner

Source: Madison County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 SALTER RD, BEREA, KY 40403-9760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Quit Claim Deed, Transfer · Line of Credit FIRST MERCHANTS BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO
May 31, 2024	Deed of Trust, Mortgage · ARM STOCK YARDS BANK & TRUST CO
Mar 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	202214081648
Deed Book / Page	820 / 78
Last Transfer Date	Sep 25, 2026
Transfer Doc	0014379839
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Oct 1, 2026
Property Address	126 SALTER RD, BEREA, KY 40403-9760
Document Number	0014379839
Book / Page	889 / 47
Instrument Date	Sep 25, 2026
Instrument	202614379839
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SALTER RD, BEREA, KY 40403-9760

Mortgage

Document Number	0014379839,
Date	Oct 1, 2026
Book Page	2505/205
Instrument	202614379839

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2056

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	126 SALTER RD, BEREA, KY 40403-9760
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2156/321
Date	May 2, 2022
Book Page	M2156/321
Instrument	2014089947

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	126 SALTER RD, BEREA, KY 40403-9760
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SALTER RD, BEREA, KY 40403-9760

Mortgage

Document Number	0M2302/370
Date	May 31, 2024
Book Page	M2302/370
Instrument	2014206517

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	6-Month CD Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Mar 15, 2022
Property Address	126 SALTER RD, BEREA, KY 40403-9760
Document Number	000D820/78
Book / Page	D820 / 78
Map Reference	MB 4 PG 33
Instrument Date	Mar 14, 2022
Instrument	2014081648
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 MERIDIAN WAY, RICHMOND, KY 40475-2889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SALTER RD, BEREA, KY 40403-9760

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (-1.72%)	$91,000 (+1.11%)	$91,000 (+1.11%)
2023	$873.00	$90,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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