Madison County property record for 123 Salter Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 2012 |
| Owner | Company Name on File |
| Last Sale | $14,500 (Jun 2012) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-0000-0026 |
| Primary APN | 071A-0000-0026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Account Number | 66304 |
|---|---|
| Street Address | 123 SALTER RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EXECUTIVE PARK LOT 26 |
| Legal Subdivision | EXECUTIVE PARK |
| Legal Lot Number | 26 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 10901 |
123 Salter Rd is owned by a company that bought it in June 2012 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 248 N 2ND ST, RICHMOND, KY 40475-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Line of Credit 1ST TRUST BANK INC |
| Aug 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage 1ST TRUST BANK INC |
| Aug 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage 1ST TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2012 · Amount on File |
| Deed Sale | Jun 7, 2012 · Amount on File |
| Deed Document Number | 0000076498 |
| Deed Book / Page | D0599 / 734 |
| Prior Transfer Date | Dec 2, 2005 |
| Prior Transfer Doc | 357991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 123 SALTER RD, BEREA, KY 40403-9702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2070/23 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | M2070/23 |
| Instrument | 2014043697 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 29, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 123 SALTER RD, BEREA, KY 40403-9702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01822/166 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | M01822/166 |
| Instrument | 2013981292 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Aug 30, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 123 SALTER RD, BEREA, KY 40403-9702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01822/179 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | M01822/179 |
| Instrument | 2013981293 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 30, 2038 |
The 2025 property tax bill for 123 Salter Rd was $1,075 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 Additional exemption filed | $114,000 | $114,000 |
| 2023 | $1,105.00 | $114,000 | $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Salter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Salter Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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