126 River Ln, Delano, TN 37325 Property Records

Polk County property record for 126 River Ln, Delano, TN 37325

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,451 sqft · built 2024
Lot Size	1 acres (43,560 sqft)
Owner	Individual on Record
Last Sale	$290,000 (Feb 2025)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`070016M A 02300`

Property Details

APN / Parcel Number

Primary APN	`070016M A 02300`
Alternative APN	`016M A 02300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,451 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Unfinished
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	126 RIVER LN
City	DELANO
State	TN
Zip	37325-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: A01
Legal Subdivision	PATTY BEND
Legal Lot Number	23
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	950204

Owner

Source: Polk County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	126 RIVER LN, DELANO, TN 37325-7817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage THE LOAN STORE INC
Oct 23, 2023	Warranty Deed, Transfer REALTY TITLE INC, REALTY T&E SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	25000445
Deed Book / Page	WD362 / 303
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Feb 26, 2025
Property Address	126 RIVER LN, DELANO, TN 37325-7817
Document Number	0WD362/303
Book / Page	WD362 / 303
Map Reference	MB 8 PG 220
Instrument Date	Feb 24, 2025
Instrument	25000445
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2026
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 RIVER LN, DELANO, TN 37325-7817

Mortgage

Document Number	0025000446
Date	Feb 26, 2025
Instrument	25000446

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Oct 23, 2023
Property Address	126 RIVER LN, DELANO, TN 37325-7817
Document Number	0WD352/176
Book / Page	WD352 / 176
Map Reference	MB 8 PG 220
Instrument Date	Oct 20, 2023
Instrument	23002496
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 BROWDER LN, OLD FORT, TN 37362-7050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$62,275 (-) Land $3,375 Building $58,900
2024	$1,052.00 (+1,745.61%)	$62,275 (+1,745.19%) Land $3,375 Building $58,900
2023	$57.00 (-32.94%)	$3,375 (-) Land $3,375	$249,100 (+1,745.19%) Land $13,500 Building $235,600
2022	$85.00	$3,375 Land $3,375	$13,500 Land $13,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

May also be available: T-Mobile.

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