173 River Ln, Delano, TN 37325 Property Records

Polk County property record for 173 River Ln, Delano, TN 37325 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016M-A-005.00`

Property Details

APN / Parcel Number

Primary APN	`016M-A-005.00`
Alternative APNs	`01016MA016M00500` `070016M A 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	173 RIVER LN
City	DELANO
State	TN
Zip	37325-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTY BEND PB: 8 PG: 220 LOT: 5
Legal Subdivision	PATTY BEND
Legal Lot Number	5
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	950204

Owner

Source: Polk County records · APN 016M-A-005.00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	173 RIVER LN, DELANO, TN 37325-7818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 16, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Jan 22, 2018	Warranty Deed, Transfer · Commercial Mortgage ATHENS FEDERAL COMUNITY BANK NA
Jan 04, 2017	Warranty Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2024
Deed Sale	Dec 12, 2024
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	20242746
Deed Book / Page	361 / 112
Prior Transfer Date	Dec 04, 2024
Prior Transfer Doc	0WD361/112
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	173 RIVER LN, DELANO, TN 37325-7818
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD523/437
Date	Apr 28, 2020
Book Page	TD523/437
Instrument	20000897

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	173 RIVER LN, DELANO, TN 37325-7818
Transaction Type	Mortgage
Record Updated	Sep 01, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD540/143
Date	Mar 18, 2021
Book Page	TD540/143
Instrument	21000817

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 16, 2019
Property Address	173 RIVER LN, DELANO, TN 37325-7818
Document Number	0WD313/287
Book / Page	WD313 / 287
Map Reference	MB 8 PG 220
Instrument Date	Jan 15, 2019
Instrument	19000111
Transaction Type	Transfer
Record Updated	Sep 01, 2022
Title Company	EQUITITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 RIVER LN, DELANO, TN 37325-7818

Mortgage

Document Number	0019000112
Date	Jan 16, 2019
Instrument	19000112

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 22, 2018
Property Address	173 RIVER LN, DELANO, TN 37325-7818
Document Number	0WD307/309
Book / Page	WD307 / 309
Map Reference	MB 8 PG 220
Instrument Date	Jan 11, 2018
Instrument	18000155
Transaction Type	Transfer
Record Updated	Sep 01, 2022
Title Company	VALLEY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$216.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 724, ATHENS, TN 37371-0724

Mortgage

Document Number	0018000156
Date	Jan 22, 2018
Instrument	18000156

Lender

Name	ATHENS FEDERAL COMUNITY BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 04, 2017
Property Address	173 RIVER LN, DELANO, TN 37325-7818
Document Number	0000000019
Book / Page	000300 / 000321
Instrument Date	Jun 24, 2016
Instrument	19
Transaction Type	Transfer
Record Updated	Jan 10, 2017
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SPRING CREEK RD DELANO TN 373257315, DELANO, TN 37325-7315

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00	$60,800 (-) Land $3,750 Building $57,050	$243,200 (-) Land $15,000 Building $228,200
2024	$1,027.00	$60,800 (-) Land $3,750 Building $57,050
2023	$1,027.00 (+14.88%)	$60,800 (+74.21%) Land $3,750 Building $57,050	$243,200 (+74.21%) Land $15,000 Building $228,200
2022	$894.00	$34,900 Land $3,750 Building $31,150	$139,600 Land $15,000 Building $124,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (47139C), updated May 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471399502042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	About 1 in 926 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Twin Lakes Telephone Cooperative	Fiber	8,000 / 8,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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