126 Ramgate Rd, Castle Hayne, NC 28429 Property Records

New Hanover County property record for 126 Ramgate Rd, Castle Hayne, NC 28429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1989
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2013)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R02520-002-040-000`

Property Details

APN / Parcel Number

Primary APN	`R02520-002-040-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,274 sqft
Finished Basement	1,274 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	178 sqft
Patio Area	178 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	126 RAMGATE RD
City	CASTLE HAYNE
State	NC
Zip	28429-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	LT 267 RUNNYMEADE 5
Legal Subdivision	RUNNYMEADE SEC 5
Legal Block	2
Legal Lot Number	267
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	3
Census Block	3013
Census Tract	11504

Owner

126 Ramgate Rd is owned and occupied by an individual who bought it in March 2013.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	126 RAMGATE RD, CASTLE HAYNE, NC 28429-5930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 7, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2013 · Amount on File
Deed Sale	Mar 6, 2013 · Amount on File
Prior Sale	Mar 3, 2005 · Amount on File
Deed Document Number	20138058
Deed Book / Page	5717 / 1368
Prior Transfer Date	Apr 1, 1988
Prior Transfer Doc	1410001873
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	126 RAMGATE RD, CASTLE HAYNE, NC 28429-5930
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00682500200
Date	Jan 21, 2026
Book Page	6825/200
Instrument	2026001755

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	126 RAMGATE RD, CASTLE HAYNE, NC 28429-5930
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00666701500
Date	Oct 4, 2023
Book Page	6667/1500
Instrument	2023025184

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	126 RAMGATE RD, CASTLE HAYNE, NC 28429-5930
Document Number	0063151100
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 RAMOATE RD CASTLE HAYNE NC 28429, CASTLE HAYNE, NC 28429

Mortgage

Document Number	0063151100
Date	May 28, 2020
Book Page	006315/001100
Instrument	19215

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 27, 2045

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	126 RAMGATE RD, CASTLE HAYNE, NC 28429-5930
Document Number	0061952743
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 RAMGATE RD CASTLE HAYNE NC 284295930, CASTLE HAYNE, NC 28429-5930

Mortgage

Document Number	0061952743
Date	Feb 18, 2019
Book Page	006195/002743
Instrument	4454

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 17, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 126 Ramgate Rd was $1,087, up 6.7% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,900 (-) Land $112,200 Building $155,700	$267,900 (-) Land $112,200 Building $155,700
2025	$1,087.00 (+6.67%)	$267,900 Land $112,200 Building $155,700	$267,900 Land $112,200 Building $155,700
2024	$1,019.00 (+0.49%)
2023	$1,014.00 (-0.88%)	$181,100 Land $61,900 Building $119,200	$181,100 Land $61,900 Building $119,200
2022	$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Ramgate Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	5 (2005–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Ramgate Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ramgate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures