125 Ramgate Rd, Castle Hayne, NC 28429 Property Records

New Hanover County property record for 125 Ramgate Rd, Castle Hayne, NC 28429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1987
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on File
Last Sale	$122,771 (Feb 2013)
Tax Bill	$1,047 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02520-002-025-000`

Property Details

APN / Parcel Number

Primary APN	`R02520-002-025-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	12,894 sqft (0.296 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Lean-To	120 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	125 RAMGATE RD
City	CASTLE HAYNE
State	NC
Zip	28429-5934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	LT 262 RUNNYMEADE 5
Legal Subdivision	RUNNYMEADE SEC 5
Legal Block	2
Legal Lot Number	262
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	3
Census Block	3012
Census Tract	11504

Owner

125 Ramgate Rd is owned and occupied by an individual who bought it in February 2013.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 RAMGATE RD, CASTLE HAYNE, NC 28429-5934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SEC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2013 · Amount on File
Deed Sale	Feb 8, 2013 · Amount on File
Prior Sale	Aug 4, 1993 · Amount on File
Deed Document Number	20134608
Deed Book / Page	5710 / 1014
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	00571001014
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	125 RAMGATE RD, CASTLE HAYNE, NC 28429-5934
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RAMGATE RD, CASTLE HAYNE, NC 28429-5934

Mortgage

Document Number	00679501736
Date	Aug 22, 2025
Book Page	6795/1736
Instrument	2025022168

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	125 RAMGATE RD, CASTLE HAYNE, NC 28429-5934
Document Number	0063790715
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 RAMGATE RD CASTLE HAYNE NC 284295934, CASTLE HAYNE, NC 28429-5934

Mortgage

Document Number	0063790715
Date	Nov 16, 2020
Book Page	006379/000715
Instrument	48608

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	2101 REXFORD RD # 100E, CHARLOTTE, NC 28211-3454

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2045

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,000 (-) Land $120,000 Building $156,000	$276,000 (-) Land $120,000 Building $156,000
2025		$276,000 Land $120,000 Building $156,000	$276,000 Land $120,000 Building $156,000
2024	$1,047.00 (+0.58%)
2023	$1,041.00 (-0.95%)	$186,400 Land $66,600 Building $119,800	$186,400 Land $66,600 Building $119,800
2022	$1,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Ramgate Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	5 (2005–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Ramgate Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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