126 Pine Tree Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 126 Pine Tree Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,760 sqft · built 2023
Lot Size	3.18 acres (138,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (May 2021)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-019815`

Property Details

APN / Parcel Number

Primary APN	`07-019815`
Alternative APN	`019815`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,760 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	138,521 sqft (3.18 acres)
Garage Type	Mixed
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	019815
Street Address	126 PINE TREE RD
City	CHESTERTOWN
State	MD
Zip	21620-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE
Legal Description	LOT 2 - 3.182 ACS W/PINE TREE RD N/PONDTOWN
Legal Subdivision	ERIKA E MARCUS LANDS
Legal Lot Number	2
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	7, CRUMPTON
Census Block Group	1
Census Block	1023
Census Tract	810100

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 CHESTER RIVER HEIGHTS RD, MILLINGTON, MD 21651-1647
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Construction Mortgage FUILTON BANK NA
Aug 25, 2021	Deed, Transfer TITLE EXCELLENCE LLC, TITLE EXCELLENCE
May 28, 2021	Deed, Transfer TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Book / Page	3732 / 32
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	126 PINE TREE RD, CHESTERTOWN, MD 21620-1932
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	TITLE EXCELLENCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040610191
Date	Jun 14, 2022
Book Page	4061/191

Lender

Name	FUILTON BANK NA
Address	LANCASTER, PA 17602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 25, 2021
Property Address	126 PINE TREE RD, CHESTERTOWN, MD 21620-1932
Document Number	0038140069
Book / Page	3814 / 69
Map Reference	MB SM 34 FO 39 A-C
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	311 CHESTER RIVER HEIGHTS RD, MILLINGTON, MD 21651-1647

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 28, 2021
Property Address	126 PINE TREE RD, CHESTERTOWN, MD 21620-1932
Document Number	0037320032
Book / Page	3732 / 32
Map Reference	MB SM34 FO 39A-C
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	311 CHESTER RIVER HEIGHTS RD, MILLINGTON, MD 21651-1647

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,600 (+585.71%)	$489,600 (+621.06%) Land $115,300 Building $374,300
2025	$4,272.00 (+568.54%)
2023	$639.00	$67,900 Land $67,900	$67,900 Land $67,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1999–2011)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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