121 Pine Tree Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 121 Pine Tree Rd, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1993
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$230,500 (Feb 2023)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-017731`

Property Details

APN / Parcel Number

Primary APN	`07-017731`
Alternative APNs	`7017731` `017731`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	017731
Street Address	121 PINE TREE RD
City	CHESTERTOWN
State	MD
Zip	21620-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9-1.500 ACRES S/SIDE MD RT 544 N/PONDTOWN
Legal Lot Number	9
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	7, CRUMPTON
Census Block Group	2
Census Block	2039
Census Tract	810100

Owner

Source: Queen Anne's County records · APN 07-017731

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 PINE TREE RD, CHESTERTOWN, MD 21620-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2023 · Amount on Record
Deed Sale	Feb 01, 2023 · Amount on Record
Prior Sale	Dec 16, 2005 · Amount on Record
Deed Book / Page	4175 / 91
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 01, 2023
Property Address	121 PINE TREE RD, CHESTERTOWN, MD 21620-1933
Document Number	0041750091
Book / Page	4175 / 91
Map Reference	MB MWM 19 FO 44A
Instrument Date	Feb 01, 2023
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$576.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	121 PINE TREE RD, CHESTERTOWN, MD 21620-1933

Mortgage

Document Number	0041750097
Date	Feb 01, 2023
Instrument	4175-0097

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,133 (+14.76%)	$300,000 (+11.65%) Land $105,000 Building $195,000
2025	$2,591.00 (+13.09%)
2023	$2,291.00	$243,233	$268,700 Land $80,000 Building $188,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1996–2019)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Mar 2019, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 4 claims Hurricane Isabel, Sep 2003 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.