126 Mountain Loft, Townsend, TN 37882 Property Records

Blount County property record for 126 Mountain Loft, Townsend, TN 37882

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,536 sqft · built 1996
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$527,500 (Dec 2023)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005095 04014`

Property Details

APN / Parcel Number

Primary APN	`005095 04014`
Alternative APN	`095 04014`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	960 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,904 sqft (1.49 acres)
Terrain	Mountain
Porch	Open Porch
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	126 MOUNTAIN LOFT
City	TOWNSEND
State	TN
Zip	37882-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GROUSE CREEK 15 1114A
Legal Subdivision	GROUSE CREEK
Legal Lot Number	15
Jurisdiction	BLOUNT TN
Township / Civil Division	8
Census Block Group	1
Census Block	1015
Census Tract	11404

Owner

126 Mountain Loft is owned by an individual who bought it in December 2023.

Source: Blount County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3676 RUTHERFORD DR, SPRING HILL, TN 37174-2175
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Deed Document Number	976318
Deed Book / Page	2759 / 2443
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	126 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532

Mortgage

Document Number	0026650000000755
Date	Aug 25, 2021
Book Page	0000002665/0000000755
Instrument	916577

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	126 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532

Mortgage

Document Number	0027190000001113
Date	Sep 21, 2022
Book Page	0000002719/0000001113
Instrument	949702

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Dec 1, 2023
Property Address	126 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532
Document Number	0027592443
Book / Page	2759 / 2443
Instrument Date	Nov 30, 2023
Instrument	976318
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3676 RUTHERFORD DR, SPRING HILL, TN 37174-2175

Mortgage

Document Number	0000976319
Date	Dec 1, 2023
Instrument	976319

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 126 Mountain Loft was $1,407.

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00	$88,500 Land $20,000 Building $68,500
2023		$88,500 (+74.73%) Land $20,000 Building $68,500	$354,000 (+74.73%) Land $80,000 Building $274,000
2022	$1,251.00	$50,650 Land $13,750 Building $36,900	$202,600 Land $55,000 Building $147,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 126 Mountain Loft in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Mountain Loft is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKALEECHEE UTILITY DISTRICT serves 14,522 people · EPA ID TN0000714
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Loft

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