120 Mountain Loft, Townsend, TN 37882 Property Records

Blount County property record for 120 Mountain Loft, Townsend, TN 37882

Property Summary

Property Type	Single Family Home
Details	1 ba · 969 sqft · built 1976
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Apr 2023)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005095K A 02000`

Property Details

APN / Parcel Number

Primary APN	`005095K A 02000`
Alternative APN	`095K A 02000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	969 sqft Living Area
1st Floor Area	969 sqft
Basement Area	169 sqft
Finished Basement	169 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	185 ft deep x 124 ft wide
Terrain	Mountain
Deck Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	120 MOUNTAIN LOFT
City	TOWNSEND
State	TN
Zip	37882-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 15, COUNTY AREA: H01
Jurisdiction	BLOUNT TN
Township / Civil Division	8
Census Block Group	1
Census Block	1015
Census Tract	11404

Owner

Source: Blount County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	424 N MILL CREEK RD, NOBLESVILLE, IN 46062-9715
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage RAMEY SHAUN TR
Apr 26, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Nov 7, 2013 · Amount on Record
Deed Document Number	2023961639
Deed Book / Page	2737 / 126
Last Transfer Date	Apr 26, 2024
Transfer Doc	0027720119
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	120 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532

Mortgage

Document Number	0028010000001427
Date	Feb 6, 2025
Book Page	0000002801/0000001427
Instrument	3001768

Lender

Name	RAMEY SHAUN TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLOUNT TN
Recording Date	Apr 26, 2024
Property Address	120 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532
Document Number	0027720119
Book / Page	2772 / 119
Instrument Date	Apr 26, 2024
Instrument	984375
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 N MILL CREEK RD, NOBLESVILLE, IN 46062-9715

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Apr 11, 2023
Property Address	120 MOUNTAIN LOFT, TOWNSEND, TN 37882-3532
Document Number	0027370126
Book / Page	2737 / 126
Instrument Date	Apr 6, 2023
Instrument	961639
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 N MILL CREEK RD, NOBLESVILLE, IN 46062-9715

Mortgage

Document Number	0000961640
Date	Apr 11, 2023
Instrument	961640

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Blount County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,307.00 (+78.55%)	$82,200 (+6%) Land $16,000 Building $66,200
2023		$51,375 Land $10,000 Building $41,375	$205,500 Land $40,000 Building $165,500
2022	$732.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKALEECHEE UTILITY DISTRICT serves 14,522 people · EPA ID TN0000714
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Loft

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures