126 Mora St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 126 Mora St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,578 sqft · built 1968
Lot Size0.214 acres (9,322 sqft)
Owner2 Individual Names on File
Last Sale$336,000 (Jan 2014)
Tax Bill$6,332 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN051-371-14

Property Details

APN / Parcel Number

Primary APN051-371-14
Alternative APN
  • 051-371-14-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,578 sqft Living Area
Gross Area2,008 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area9,322 sqft (0.214 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address126 MORA ST
CityWATSONVILLE
StateCA
Zip95076-0932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionTR 373
Legal SubdivisionMESA VILLAGE UN #2 TR #373
Legal Tract373
Legal Lot Number44
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3002
Census Tract122500

Owner

126 Mora St is owned and occupied by two individuals who bought it in January 2014.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address126 MORA ST, WATSONVILLE, CA 95076-0932
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2014 · Amount on File
Deed SaleJan 23, 2014 · Amount on File
Prior SaleFeb 23, 2009 · Amount on File
Deed Document Number20142351
Prior Transfer DateFeb 28, 2007
Prior Transfer Doc0000011828
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address126 MORA ST, WATSONVILLE, CA 95076-0932
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026087
DateAug 27, 2018
Instrument2018-0026087
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 126 Mora St was $6,332.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$419,720 (+2%) Land $251,832 Building $167,888
2025$6,332.00$411,492 Land $246,896 Building $164,596
2023$5,579.00 (+2.95%)$395,514 Land $237,308 Building $158,206$498,690
2022$5,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Mora St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims42 (1982–2023)
Claims Outside the SFHA3 of 42
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 5 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Mora St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

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