Santa Cruz County property record for 125 Mora St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,508 sqft · built 1968 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,025,000 (Aug 2021) |
| Tax Bill | $14,165 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Feb 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-371-12 |
| Primary APN | 051-371-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 2,991 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 MORA ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-0931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | MESA VILLAGE UN #2 TR #373 |
| Legal Lot Number | 46 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 122500 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 6, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 2, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Jan 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE |
| Jan 14, 2021 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2013 · Amount on Record |
| Deed Document Number | 202141443 |
| Prior Transfer Date | Jan 7, 2021 |
| Prior Transfer Doc | 0000002242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 6, 2021 |
| Property Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Document Number | 0000041443 |
| Map Reference | MB 40 PG 63 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021-0041443 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Document Number | 0000041444 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021-0041444 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Number | 0000041445 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021-0041445 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Document Number | 0000005907 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-0005907 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012043 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020-0012043 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 14, 2021 |
| Property Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Document Number | 0000002242 |
| Map Reference | MB 40 PG 63 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2021-0002242 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Document Number | 0000002243 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021-0002243 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 14, 2021 |
| Property Address | 125 MORA ST, WATSONVILLE, CA 95076-0931 |
| Document Number | 0000002244 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2244 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 125 MORA ST WATSONVILLE CA 950760931, WATSONVILLE, CA 95076-0931 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,109,493 (+2%) Land $776,645 Building $332,848 | ||
| 2025 | $14,165.00 (+12.99%) Homeowner's exemption | $1,087,738 (+4.04%) Land $761,417 Building $326,321 | |
| 2023 | $12,537.00 (+2.27%) Homeowner's exemption | $1,045,500 Land $731,850 Building $313,650 | $979,020 |
| 2022 | $12,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 42 (1982–2023) |
| Claims Outside the SFHA | 3 of 42 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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