126 Michael St, Ama, LA 70031 Property Records

St. Charles Parish property record for 126 Michael St, Ama, LA 70031

Property Summary

Property TypeSingle Family Home
Details2,501 sqft · built 1996
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$175,500 (Dec 2018)
Tax Bill$1,365 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2018 Sale
APN2-011 007 00006

Property Details

APN / Parcel Number

Primary APN2-011 007 00006

Interior

Building Area2,501 sqft Living Area

Exterior

Year BuiltBuilt 1996
Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address126 MICHAEL ST
CityAMA
StateLA
Zip70031-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, TOWN OF AMA, LOCATED IN SEC. 34T13SR21E
Legal Range21E
Legal SubdivisionAMA-SECTIONS 34 & 36 TOGETHER
Legal Block7
Legal Lot Number6
JurisdictionST CHARLES LA
Township / Civil Division2
Census Block Group1
Census Block1004
Census Tract63000

Owner

126 Michael St is owned and occupied by an individual who bought it in December 2018.

Source: St. Charles Parish records, as of February 6, 2026

Owner of RecordIndividual Name on File
Mailing Address126 MICHAEL ST, AMA, LA 70031-2150
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 17, 2018Cash Sale Deed, Transfer
SOUTHERN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2018 · Amount on File
Deed SaleDec 17, 2018 · Amount on File
Deed Document Number437505
Deed Book / Page871 / 669
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address126 MICHAEL ST, AMA, LA 70031-2150
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019460202
DateJul 6, 2021
Book Page1946/202
Instrument460358
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate

December 2018: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionST CHARLES LA
Recording DateDec 17, 2018
Property Address126 MICHAEL ST, AMA, LA 70031-2150
Document Number0008710669
Book / Page871 / 669
Map ReferenceCOB 13 FL 283
Instrument DateDec 14, 2018
Instrument437505
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 MICHAEL ST, AMA, LA 70031-2150

Tax Assessment & Valuation

The 2025 property tax bill for 126 Michael St was $1,365 with a homeowner's exemption, up 20.8% from the year before.

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,365.00 (+20.8%) Homeowner's exemption$21,010 (-) Land $1,870 Building $19,140$210,100 (-) Land $18,700 Building $191,400
2024$1,130.00 (+22.69%) Homeowner's exemption$21,010 (+33.4%) Land $1,870 Building $19,140$210,100 (+33.4%) Land $18,700 Building $191,400
2023$921.00 (-4.46%) Homeowner's exemption$15,750 (-) Land $1,120 Building $14,630$157,500 (-) Land $11,200 Building $146,300
2022$964.00 Homeowner's exemption$15,750 Land $1,120 Building $14,630$157,500 Land $11,200 Building $146,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 126 Michael St; there have been 52 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 135 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims52 (1989–2026)
Claims Outside the SFHA37 of 52
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Hurricane Ida, Aug 2021 · 11 claims
  • Hurricane Katrina, Aug 2005 · 24 claims
  • Severe Storms And Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Michael St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Louisiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PARISH DEPT OF WATERWORKS
serves 52,879 people · EPA ID LA1089001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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