St. Charles Parish property record for 118 Michael St, Ama, LA 70031
| Property Type | Single Family Home |
|---|---|
| Details | 1,166 sqft · built 1973 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Sep 2019) |
| Tax Bill | $169 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2021 Mortgage + 2 more |
| APN | 2-011 007 00004 |
| Primary APN | 2-011 007 00004 |
|---|
| Building Area | 1,166 sqft Living Area |
|---|
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 118 MICHAEL ST |
|---|---|
| City | AMA |
| State | LA |
| Zip | 70031-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, VILLAGE OF AMA (BEING THE ARISTIDE ZERINGUE ET ALS PARTITION) (SEC. 34 & 36) |
| Legal Subdivision | AMA-SECTIONS 34 & 36 TOGETHER |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 63000 |
118 Michael St is owned and occupied by an individual who bought it in September 2019.
Source: St. Charles Parish records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 MICHAEL ST, AMA, LA 70031-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MTG |
| Sep 24, 2019 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on File |
| Deed Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 2019443821 |
| Deed Book / Page | 882 / 592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Jul 22, 2026 |
| Property Address | 118 MICHAEL ST, AMA, LA 70031-2150 |
| Document Number | 0000497753 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026497753 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 118 MICHAEL ST, AMA, LA 70031-2150 |
| Document Number | 0000497753, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026497753 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 118 MICHAEL ST, AMA, LA 70031-2150 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019470328 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 1947/328 |
| Instrument | 460517 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 118 MICHAEL ST, AMA, LA 70031-2150 |
| Document Number | 0018260765 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | CRESCENT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 118 MICHAEL ST AMA LA 70031, AMA, LA 70031 |
| Document Number | 0018260765 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 001826/000765 |
| Instrument | 443822 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Sep 24, 2019 |
| Property Address | 118 MICHAEL ST, AMA, LA 70031-2150 |
| Document Number | 0008820592 |
| Book / Page | 882 / 592 |
| Map Reference | COB 36 FO 230 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 443821 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | CRESCENT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 39, BOUTTE, LA 70039-0039 |
| Name | Verified Name |
|---|---|
| Address | 118 MICHAEL ST, AMA, LA 70031-2150 |
| Document Number | 443822 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 443822 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 118 Michael St was $169 with a homeowner's exemption, down 1.7% from the year before.
Source: St. Charles Parish assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169.00 (-1.74%) Homeowner's exemption | $9,180 (-) Land $1,870 Building $7,310 | $91,800 (-) Land $18,700 Building $73,100 |
| 2024 | $172.00 (+273.91%) Homeowner's exemption | $9,180 (+15.89%) Land $1,870 Building $7,310 | $91,800 (+15.89%) Land $18,700 Building $73,100 |
| 2023 | $46.00 (-6.12%) Homeowner's exemption | $7,921 (-) Land $1,120 Building $6,801 | $79,210 (-) Land $11,200 Building $68,010 |
| 2022 | $49.00 Homeowner's exemption | $7,921 Land $1,120 Building $6,801 | $79,210 Land $11,200 Building $68,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 118 Michael St; there have been 52 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 135 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 52 (1989–2026) |
| Claims Outside the SFHA | 37 of 52 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Michael St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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